“First-time car insurance buyers can easily find a policy that satisfies their needs and save money in the same time if they follow several money-saving methods”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
March 06, 2020

Purchasing car insurance for the first time can be quite confusing for many drivers. In order to obtain a car policy that can satisfy their needs, first-time car insurance buyers should follow the next tips:

• 
  Drivers that want to legally drive should first obtain the state’s minimum required car insurance coverage. In certain situations, this coverage is not enough to pay for serious injuries or to pay the damage done to expensive car models.
• Policyholders that own significant assets, like a house or a second car, should purchase additional liability insurance. Their assets could be a target in a lawsuit if they are found guilty in an at-fault accident. The Insurance Information Institute (III) and other insurance industry experts recommend motorists carry bodily injury liability coverage of $100,000 per person and $300,000 per accident (referred to as 100/300 coverage). For property damage liability coverage, $50,000 or above is suggested.
• Comprehensive and collision coverage will be required by any lender if the drivers have one. Also, full coverage pays the costs to replace the vehicle, if it’s totaled in a crash or it’s stolen.
• Check online insurance quotes. Once they decided on what type of coverage they need, drivers can start comparing online estimates. It is recommended to use a brokerage website, that can offer multiple quotes from different insurers. By doing this, young drivers can find affordable coverage and can save even thousands of dollars per year.
• Compare the offers made by the insurers. Drivers should be careful, as a policy might cost less because it offers fewer features and benefits. Car owners should check that the insurance company they have chosen it’s reputable, with good customer service and it’s paying the claims. Major rating agencies like Standard & Poor’s, Moody’s, A.M. Best, rate the insurance companies by their abilities to pay claims.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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“Becoming Human-Animal Bond certified is an honor and a process that we are committed to in every interaction we have with pets and their families. We know the more we learn, the more we can protect them,” said Heidi Sirota, Nationwide’s Chief Pet Officer.

ORLANDO, Fla. (PRWEB)
March 05, 2020

The North American Veterinary Community (NAVC) and the Human Animal Bond Research Institute (HABRI), joint founders of the Human-Animal Bond Certification program, announced today that Nationwide, the first and largest provider of pet health insurance in the U.S., has become a Human-Animal Bond Certified Company.

“Nationwide has earned this meaningful recognition through its significant commitment to human-animal bond research, education, and professional development,” said Steven Feldman, HABRI Executive Director. “Being a Human-Animal Bond Certified Company recognizes that Nationwide is strengthening the human-animal bond as a core part of its mission.”

As part of the certification process, all Nationwide pet associates will complete human-animal bond training, learning about the science behind the human-animal bond and gaining a deeper understanding of how this science supports pet health and the practice of veterinary medicine. The human-animal bond is a mutually beneficial and dynamic relationship between people and animals that is influenced by behaviors considered essential to the health and well-being of both.

“Becoming Human-Animal Bond certified is an honor and a process that we are committed to in every interaction we have with pets and their families. We know the more we learn, the more we can protect them,” said Heidi Sirota, Nationwide’s Chief Pet Officer.

Launched in 2018, the NAVC Human-Animal Bond Certification prepares veterinarians and animal care staff to recognize and promote the importance of the bond between pets and their families. The program evaluates the science, communication, community engagement, animal welfare and wellness, and medical care needed to create and maintain a positive human-animal bond.

“The Human-Animal Bond Certification gives veterinarians and all those who support them additional tools and training to further understand and safeguard this bond,” said NAVC CEO Gene O’Neill. “The NAVC is committed to expanding the benefits of the human-animal bond to as many health care professionals as possible. We are proud to bestow Nationwide with the Human-Animal Bond Certified Company designation, and we thank them for their commitment to this important education initiative.”

The leading role of Nationwide is evidenced by their commitment to education and support of the Human-Animal Bond Certification program. More than a thousand professionals have signed up for this certification, which offers 22 hours of Registry of Approved Continuing Education (RACE) -approved continuing education credit.

Important for their certification, Nationwide has demonstrated an ongoing commitment to the human-animal bond by making sizeable investments in independent research on the benefits of companion animals for those such as people with autism, veterans with PTSD and people with cancer diagnoses. The work also researches the benefits of animals in assisting children and adults on the autistic spectrum.

Nationwide’s support for the human-animal bond and the role of pets in society is further demonstrated by their groundbreaking research on pet-inclusive workplaces. In partnership with HABRI, Nationwide has shown how pets and pet-friendly benefits, including pet health insurance, are increasingly important to the millennial workforce, enhancing employee wellbeing, as well as company recruitment, retention, engagement and presenteeism.

“Nationwide is committed to protecting our members’ pets through our direct relationships with pet owners and through our veterinary partners. That is why we are so proud to support human-animal bond research,” said Dr. Jules Benson, Nationwide’s associate vice president of Veterinary Relations. “Understanding and sharing the science of the human-animal bond helps all of us as individuals, families and communities.”

To learn more about the Human-Animal Bond Certification and to find out how you or your clinic can become certified, please visit NAVC.com/HAB.

About NAVC

Founded in 1982 and headquartered in Gainesville, Florida, with offices in Orlando, Florida, the North American Veterinary Community (NAVC) is a non-profit organization providing world-class professional development to the global veterinary healthcare community. Its largest event, VMX, hosts thousands of veterinary professionals each year. Other offerings include VetFolio, an online CE platform in conjunction with LifeLearn; the NAVC Institute; the Veterinary Innovation Council; an Industry Services Division; and its Media Division, consisting of: Today’s Veterinary Business, Today’s Veterinary Nurse, Today’s Veterinary Practice, Veterinary Advantage and an online news and lifestyle channel, Spark! In 2018, the NAVC launched its Certifications division including the Human-Animal Bond Certification and added the Veterinary Business Leader Certification and the Pet Nutrition Coach Certification in 2019. Visit NAVC.com for more details.

About HABRI

HABRI is a not-for-profit organization that maintains the world’s largest online library of human-animal bond research and information; funds innovative research projects to scientifically document the health benefits of companion animals; and informs the public about human-animal bond research and the beneficial role of companion animals in society. For more information, please visit http://www.habri.org.

About Nationwide pet insurance

With more than 800,000 insured pets, Nationwide is the first and largest provider of pet health insurance in the United States. Nationwide pet health insurance plans cover dogs, cats, birds and exotic pets for multiple medical problems and conditions relating to accidents, illnesses and injuries. Medical plans are available in all 50 states and the District of Columbia. Underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH, an A.M. Best A+ rated company (2018); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2018). Agency of Record: DVM Insurance Agency. Pet owners can find Nationwide pet insurance on Facebook or follow on Twitter. For more information about Nationwide pet insurance, call 800-USA-PETS (800-872-7387) or visit petinsurance.com.

About Nationwide

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States. Nationwide is rated A+ by both A.M. Best and Standard & Poor’s. An industry leader in driving customer-focused innovation, Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm and life insurance; public and private sector retirement plans, annuities and mutual funds; excess & surplus, specialty and surety; pet, motorcycle and boat insurance. For more information, visit http://www.nationwide.com. Follow us on Facebook and Twitter.

Nationwide, Nationwide is on your side and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. © 2020

PRINCETON, N.J. (PRWEB)
March 05, 2020

New Level Partners, LLC (NLP) announces the upgrade of its educational technology to Absorb LMS – for distribution of on-demand Online Learning Curriculums.

“Absorb LMS delivers a superb learning experience – an engaging and intuitive interface – and superior navigation and performance. The Absorb LMS platform significantly enhances New Level’s ability to provide comprehensive Online Learning Hosting solutions to our clients – a major source of growth,” according to William Harwood, NLP co-founder and managing partner.

New Level Partners provides diverse instructional design and learning solutions for the insurance industry. NLP’s premier consulting services encompass a wide array of custom offerings such as eLearning development, LMS and hosting applications, instructor-led, extended development programs, and industry-leading new hire onboarding curriculums. New Level Partners’ extensive insurance industry background translates to efficient collaboration with industry subject-experts and specialists.

“The new Absorb LMS platform has worked really well for us. Our learners have the ability to use the tools when it is convenient for their schedules and the content is engaging,” according to Kimet Speed, Cook Maran Insurance Vice President, Director of Training & Quality Assurance.

MyAgencyCampus offers a seamless buying experience for Independent Agents.

About New Level Partners: New Level Partners (NLP), founded in 2001, specializes in training solutions for the Property and Casualty Insurance Industry. NLP designs, develops and delivers customized and interactive training programs, both instructor-led and web-based. A wide range of instructional design tools and technologies ensure NLP’s programs are the most interactive and effective on the market. Learn more at newlevelpartners.com.

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“Defensive driving education allows drivers to improve their skills and learn new moves. As a driver, you learn how to assess traffic hazards or how to adapt the vehicle to traffic conditions. Also, graduating approved courses will help you get discounts.” said Russell Rabichev, Marketing Director

LOS ANGELES (PRWEB)
March 05, 2020

When getting online car insurance quotes, the user is likely to be asked if he or she participated in defensive driving courses. This question is addressed more frequently to teen and senior drivers. However, defensive driving benefits all drivers, no matter the age.

Besides improving driving skills and theoretical knowledge, defensive driving classes will also help drivers save money on car insurance after graduation. Defensive driving classes cover the following topics:

• 
  Crash statistics. The driver will be presented with updated statistics about the annual number of car crashes, the number of fatalities and the resulting financial losses. Furthermore, the main causes of accidents will be presented and ways to avoid them.
• How emotions impact driving performance. Stress, emotional distress, fatigue, and anger can impair a person’s driving capabilities. The course will teach how to stay focused while driving and have a positive attitude.
• DUI?DWI is one of the most important topics. Attendants will learn more about the effects of alcohol and drugs and how they impair driving. The legal aspects, including penalties and blood alcohol limits, are also presented.
• Crash dynamics. Drivers will learn how the speed and position of the car influence the severity of the collision and which types of collisions are the most dangerous.
• Crash prevention techniques. Drivers will learn how to avoid traffic crashes and to recognize potential dangers that lie ahead before any collision can occur. Crucial prevention techniques include: road scanning and surroundings adaptation, keeping the distance with the following vehicles, knowing the braking distance of the car, dangers of environment, allowing the emergency vehicles to pass, how to share the road with other cars, passing procedures, how to adjust the speed, how to pass the railroads and many other related techniques.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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Dean Lloyd Gibson, Mercy College

“The grant is a recognition of the School of Business’s drive to continuously innovate by adapting the curriculum to disseminate new knowledge and meet the needs of the market,” said Lloyd Gibson, dean of Mercy College’s School of Business.

DOBBS FERRY, N.Y. (PRWEB)
March 05, 2020

Mercy College’s School of Business has received a $40,000 grant from the Spencer Educational Foundation to develop a certificate in risk management and insurance. Spencer Educational Foundation is a New York-based not-for-profit organization with a mission to fund the education of tomorrow’s risk and insurance leaders. The School of Business will use the grant to develop a series of new courses and seminars on cyber risk, credit risk analysis and risk insurance.

“The grant is a recognition of the School of Business’s drive to continuously innovate by adapting the curriculum to disseminate new knowledge and meet the needs of the market,” said Lloyd Gibson, dean of Mercy College’s School of Business. “It also contributes to the College’s emphasis on student success by providing an opportunity for students to acquire new skill sets in order to compete in the dynamic environment of business. We are grateful to the Spencer Educational Foundation for their belief in the School’s vision and for providing our students with a new pathway to reach their potential.”

This certificate program will be developed as an undergraduate program in Mercy College’s School of Business and will include seminars for graduate students. The new courses will use a multi-disciplinary approach to teach risk mitigation techniques.

“Managing risk is a fundamental skill that applies to all industry sectors,” said Victor Petenkemani who is associate dean of the School of Business and will be the initial director of the new program. “All Mercy students and the community at large will therefore benefit from the dissemination of new knowledge in an era that is fraught with uncertainty.”

Mercy College leadership hopes that the new certificate program will ultimately lead to a new degree program in risk management at the School of Business.

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“We are thrilled to welcome Andrew to NFP and introduce his capabilities to our current and future clients,” said John McNally, managing director of NFP’s Transaction Advisory Group.

NEW YORK (PRWEB)
March 05, 2020

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement and individual solutions, today announced that Andrew Harbut has joined the P&C division as a senior vice president and insurance due diligence practice leader.

Andrew has been part of the insurance and risk management profession for more than 18 years. He comes to NFP with experience leading a corporate risk brokerage business, building an M&A practice, and providing due diligence, transactional consulting and insurance solutions to private equity firms and their portfolio companies. His focus on creating value includes reviewing contracts and insurance programs, benchmarking programs to peers, identifying and quantifying liabilities and delivering transaction liability insurance solutions to help his clients achieve their objectives.

Andrew, who holds his Associate in Risk Management (ARM), Accredited Advisor in Insurance (AAI), and Associate in Commercial Underwriting (AU) designations, will report to John McNally, managing director for NFP’s Transaction Advisory Group.

“Andrew has a demonstrated ability to build long-term relationships, understand the goals and challenges of clients and help those clients navigate the complex risks of private equity and other M&A transactions,” said McNally. “We are thrilled to welcome Andrew to NFP and introduce his capabilities to our current and future clients.”

“Andrew is a great addition to the NFP team,” said Henry Lombardi, executive vice president and head of NFP’s P&C division. “He is a leader in the private equity due diligence space and will be a valuable resource within our Transaction Advisory Group and NFP overall. We look forward to his contributions to our efforts to grow market share with private equity firms and their portfolio companies.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,600 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 6th largest US-based privately owned broker, and 8th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 13th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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“Not being able to start your car can be really frustrating. Find out why this may happen and how to avoid a car breakdown”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
March 05, 2020

A vehicle breakdown is the mechanical failure of a motor vehicle in such a way that the underlying problem prevents the vehicle from being operated at all, or impedes the vehicle’s operation so much, that it is very difficult, nearly impossible, or else dangerous to operate. The main causes of a breakdown are:

• 
  Faulty batteries are one of the most common causes of car breakdowns. Batteries are the car’s main power-source and any problem caused by poor electrical connection will prevent the car from starting. Also, during winter, the battery power can drop significantly. At 0°F, a car’s battery loses about 60 percent of its strength and at 32°F it loses 35 percent
• Problems with the alternator. The alternator keeps the battery charged and any problem to the alternator will also affect the batteries and thus make the car unable to start.
• Using the wrong fuel. Filling the car with the wrong type of fuel will also prevent the car from operating. The car will have to be towed to a service and have the wrong type of fuel extracted.
• Ignition problems. Faults with your car’s spark plugs or high-tension (HT) leads can cause the car not to start. Damp-repellant sprays like WD-40 can help, but it’s best to ask a garage to check over the ignition system if you’re having starting problems. You can prevent this by replacing plugs at recommended service intervals and have your leads checked and replaced when needed.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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“Insurance companies do not reject claims without solid reasons to do so. Find out the usual scenarios when a car insurance claim can be rejected”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
March 05, 2020

Compare-autoinsurance.org has released a new blog post that presents the main reasons why a car insurance claim can be rejected by the insurer.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/car-insurance-claim-can-rejected/

Car insurance was created with the purpose of reimbursing clients. When an accident or other covered event happens, the policyholder files a claim and waits for the case to be analyzed and receive financial compensation from the insurer. However, there are several situations in which the claim will be rejected by the insurer. A claim can be rejected for the following reasons:

• 
  Not informing the carrier about the incident in due time. If the policyholder does not notify the insurer about the event or informs it too late, he may end up with a rejected claim. Policyholders should know that they have the obligation to inform the insurance company as soon as possible or at least in a specific timeframe, which is usually mentioned in the contract. If the driver notifies the insurer about the accident after 48 hours, but the deadline was 24 hours, he may end up with a rejected claim.
• Driving under the influence of alcohol or illegal substances. DUI/DWI is a serious felony, one which will not be forgiven by the insurance company. The claim can be rejected and the company may even drop coverage. A common scenario involves a drunk driving hitting a tree or a fence. The insurance company may refuse to provide collision coverage.
• A car covered by personal auto insurance is used for commercial purposes. Claims can be easily rejected when a personal car is involved in an accident while doing commercial activities. The vice-versa is also possible. For example, when a commercial car transports other people than workers or staff to the workplace. Only the driver is insured.
• Driving while the license is expired. If a person drives with an expired/suspended license and causes an accident, the insurance company will reject any claim.

For more car insurance info and money-saving tips, please visit http://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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