Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

How To Get Cheap Car Insurance For Teen Drivers


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“Car insurance doesn’t have to be expensive for teen drivers. There are many smart methods that can help teen drivers save money on car insurance”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Cheapquotesautoinsurance.com has launched a new blog post that explains how teen drivers can obtain cheaper car insurance rates.

For more info and free car insurance quotes, visit https://cheapquotesautoinsurance.com/how-to-get-cheaper-car-insurance-for-teens/

Teen drivers pay some of the highest car insurance premiums. Insurance providers classify teen drivers as high-risk and charge them extra. The reasons for that is the lack of previous driving experience and the fact that teens are more likely to get involved in car accidents.

Teen drivers who want to pay less on car insurance should follow the next tips:

  • Get a good student discount. Insurance companies consider that students who do well in school are more responsible and less likely to be involved in car accidents. For these reasons, teen drivers who have a 3.0 GPA or higher can qualify for a good student discount.
  • Get on the family plan. Staying on the family plan can be cheaper for teen drivers than going on a separate policy. Teen drivers can take advantage of several discounts such as multi-car or multi-policy discounts. However, some insurance companies will rate a teen driver on all the vehicles covered by the policy. In many cases, the premiums paid on a family plan will become more expensive than the premiums paid on separate policies. it’s good to do research before adding a teen driver to a family policy.
  • Graduate a defensive driving course. Insurance companies offer a discount of ten to fifteen percent to those teen drivers who manage to attend and graduate an approved defensive driving course. These courses take from four to eight hours to complete and they can be ordered online. Besides gaining a substantial discount, teen drivers will also learn how to become better drivers.
  • Get online quotes. Teen drivers can obtain better insurance rates if they compare multiple quotes. Brokerage websites can help teen drivers obtain multiple car insurance offers from multiple insurers. Teen drivers can sit in the comfort of their homes while they are simulating different insurance plans.

For additional info, money-saving tips and free car insurance quotes, visit https://cheapquotesautoinsurance.com/

Cheapquotesautoinsurance.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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The Most Common Reasons For Car Insurance Claims In The U.S.


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“Thefts and minor accidents are among the most common filed claims by policyholders. Policyholders that don’t want to have their premiums increased should avoid filing claims for minor damage”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that presents the most common car insurance claims.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/the-most-common-auto-insurance-claims-in-the-united-states/

Many drivers can have questions regarding on what car insurance claims are more likely to be filed at the insurers. It is good to know in what car accidents where a driver is involved it is necessary to file a claim.

The following are the most common car insurance claims in the US:

  • Minor accidents. Accidents like fender benders, where the damage done to a vehicle is minimal and there are no injuries, are among the most common filed claims. Even if these types of claims are common and the insurers don’t have to pay too much, the premiums of the policyholders that file such claims will rise anyway, especially if multiple claims are filed in a short period of time. To avoid paying more on their premiums, drivers should support paying the minor damages done to their vehicles from their own pockets.
  • Windshield damage. It takes just a rock to kick up from another vehicle to smash a windshield. The windshield can also be shattered in an accident. Drivers that carry comprehensive coverage will be reimbursed with the costs to repair or replace the damaged windshield.
  • Vandalism. In some areas, vandalism can be quite common and drivers frequently find that their vehicles got smashed with a baseball bat, keyed, broken into, or vandalized in another way. Comprehensive coverage will reimburse acts of vandalism. However, drivers that file too many claims in a short period of time will have their premiums increased by their insurers.
  • Storm damage. The damage from hail and floods can be quite severe, and there are many cases where vehicles ended up being declared as totaled. Drivers that live in areas where dangerous storms are frequent should take some extra measures to protect their vehicles.
  • Single-vehicle collisions. Collisions with inanimate objects are among the most commonly filed claims. Many unlucky drivers suffered collisions with objects such as street lamps, fence posts, or mailboxes.
  • Whiplash. This type of injury occurs when the neck is jerked forward in a quick motion. It can happen during rear-end collisions or in any type of car accident. Depending on the severity of this injury, victims may require medical care.
  • Theft. Drivers that got their cars stolen will be reimbursed if they have comprehensive coverage. However, they will not get a check with the value of a brand-new vehicle. Instead, they will be reimbursed with the market value of the vehicle at the time it got stolen. If the stolen vehicle was financed, then the policyholder will have to pay the difference between the amount he owes to the bank and the amount the insurer will payout.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Alera Group Acquires Fall River Employee Benefits


Fall River’s continual pursuit of excellence makes them a fantastic fit for our organization, and we look forward to the synergy they will build with existing Alera Group firms throughout the region.

Alera Group, a national employee benefits, property and casualty, retirement services and wealth management firm, today announced that it has acquired Fall River Employee Benefits (Fall River), effective March 1, 2020.

Fall River strives to be the most innovative and proactive benefits broker on the Colorado Front Range, with a specific focus on self-funding, compliance, and HR technology. Using deep industry expertise, the firm helps clients to approach benefits with a holistic perspective, aggressive cost containment strategies, and a proactive service model that supports both employers and employees every step of the way.

“We are excited to welcome Fall River Employee Benefits to Alera Group,” said Alan Levitz, CEO of Alera Group. “Their continual pursuit of excellence makes them a fantastic fit for our organization, and we look forward to the synergy they will build with existing Alera Group firms throughout the region.”

“As an Alera Group company, we will continue to bring our clients the highly personalized service of a boutique brokerage, now combined with the unmatched resources and collaboration of a strong national organization,” said Kristen Russell, CEO and Founder of Fall River. “By joining Alera Group, we are able to grow and bring even more tools and innovative ideas to better serve our clients.”

Fall River joins Alera Group through Benefit Commerce Group, an Alera Group company. The Fall River team will continue serving clients in their current roles. Terms of the transaction were not disclosed.

About Alera Group

Based in Deerfield, IL, Alera Group’s over 1,800 employees serve thousands of clients nationally in employee benefits, property and casualty, retirement services and wealth management. Alera Group is the 15th largest privately held firm in the country. For more information, visit http://www.aleragroup.com or follow Alera Group on Twitter: @AleraGroupUS.

M&A Contact

Rob Lieblein, Chief Development Officer

Email: rob.lieblein@aleragroup.com

Phone: 717-329-2451

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Seniors Can Find Affordable Car Insurance If They Follow The Next Tips


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“Even though the price of car insurance for seniors is increasing, they can still find advantageous policies”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Carinsuranceplan.org has launched a new blog post that explains how senior drivers can obtain cheaper car insurance.

For more info and free auto insurance quotes, please visit https://carinsuranceplan.org/7-tips-for-finding-affordable-car-insurance-for-seniors/

The number of senior citizens who are driving in the US is constantly increasing. This means that the demand for affordable car insurance for senior drivers is also increasing. However, car insurance companies are seeing these things from a different perspective. The more senior drivers are on the roads, the higher are the chances for an accident to happen. Nevertheless, senior drivers can obtain affordable car insurance if they follow the next tips:


  • Look for senior driver discounts. Some insurance companies consider that seniors are safe, responsible, and defensive drivers while on roads. For these reasons, senior drivers can gain a discount that is about 5% off their insurance.
  • Enroll in a defensive driving course. Insurance companies will offer a discount to those senior drivers who attend and graduate a defensive driving course from any of the state-approved training institutes.
  • Drive safely. One of the best methods used by senior drivers to save money on insurance is to drive carefully in order to maintain a clean driving record and the no-claim bonus.
  • Drop coverage on older vehicles. Seniors who have full coverage and drive older vehicles should think twice if keeping full coverage is worth it. Usually, if their car’s value is less than ten full coverage payments, then senior drivers are recommended to drop full coverage and keep only the minimum required insurance by law.
  • Obtain a low-mileage discount. Senior drivers are usually retired and are driving fewer miles than the average persons. In this case, senior drivers should contact their insurance providers and check if they are eligible for a low-mileage discount.
  • Raise the deductible. One of the easiest methods used to save money on insurance is to raise the deductible. Senior drivers should raise the deductible only if they have enough money to pay for it if something happens to their vehicles and they need to file a claim.
  • Compare quotes. Comparing online car insurance quotes can help senior drivers discover better insurance deals than the ones they currently have.


For additional info, money-saving tips and free car insurance quotes, visit https://carinsuranceplan.org/

Carinsuranceplan.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Why Should Drivers Compare Online Quotes Before Dropping Coverage


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“Why risk so much by driving without insurance? Look for cheap car insurance quotes and select a carrier with affordable, but high-quality services”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Renouncing to some coverage options, or totally dropping it, is a pretty risky move and all consequences must be accounted for. There are some alternatives, like searching for cheaper coverage from different companies. Get free car insurance quotes from https://compare-autoinsurance.org/ and compare prices!


  •     Driving without insurance is illegal. Any driver caught without insurance will be penalized with hefty fines, license points, car impoundment, and expensive future premiums. Furthermore, drivers will be required to carry SR-22 for a predetermined period of time. Having a driver’s license reinstated will also cost a significant amount of money. Overall, dropping coverage while still driving is a costly endeavor.
  •     Get online quotes. The best alternative for dropping coverage is seeking for cheaper rates. There are tens of insurance companies in every state. Some offer really good prices. Do not rely only on the big 3-4 insurance companies known to all drivers. A more local, smaller company may provide a better price for the same high-quality services offered by any of those 3-4 industry giants.
  •     Use brokerage websites. In order to get clear visibility of the local market, use brokerage websites. They provide quotes for multiple companies selling coverage in the area, including smaller companies.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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Car Insurance 2020 – What Mistakes Must Be Avoided When Requesting Online Car Insurance Quotes


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“Getting online car insurance quotes may seem simple and fast. But do not be eluded by the simplicity and elegance of an online questionnaire. There are plenty of mistakes that should be avoided. Luckily, you can get quotes any time you want”, said Russell Rabichev, Marketing Director

Getting online quotes is the smart thing to do when trying to save car insurance money. It may look simple and fast. But in fact, people who are hasty usually end up making some mistakes during the process and end up with prices that should have been lower. Find out more and get free car insurance quotes from https://compare-autoinsurance.org/


  •     Ignoring discounts. Each online questionnaire usually has a page dedicated to discounts. Or the page is embedded within another page. Some questionnaires may ask directly if the user wants to review the available discounts. No matter where the discount page is placed and how it is accessed, online users should never skip it. A quote that includes discounts can be hundreds of dollars cheaper than one without discounts. Look carefully at the left or right columns.
  •     Not choosing to pay a single premium. Even though the driver may not want to pay a significant amount of money a single time, it is recommended to at least simulate this scenario. Insurance companies incur installments for every monthly payment. Removing these fees will make the premiums cheaper. Plus, companies will offer a discount for paying a single time. Always check this option.
  •     Not adjusting deductibles. Although many online questionnaires automatically set the deductibles to $500, which is the recommended value, pay attention to their initial value. Some questionnaires will avoid this issue by asking directly to add the deductibles. However, starting with low or no deductibles will make coverage more expensive.
  •     Providing wrong emails. Almost all insurance questionnaires ask for a valid email. The reason is simple: insurance companies will send a code and a reminder to retrieve the quote. Keep in mind that quotes have a limited availability period.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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CarAdvise & Stride Partner to Drive More Value in the Gig-Economy and Beyond


CarAdvise

CarAdvise

“Partnering with Stride is an incredible opportunity to further provide value to an audience that greatly benefits from the added protection of trusted automotive repair services,” stated founder and CEO of CarAdvise, Greg Tepas.

CarAdvise, the nation’s largest consumer fleet and vehicle maintenance & repair platform in America, has announced a new partnership with San Francisco-based Stride, the leading insurance and benefits platform for independent contractors and part-time W2 employees. The partnership will provide reduced rates at over 20,000 trusted auto maintenance and repair shops to Stride’s community of over 1,000,000 independent and part-time workers.

Both CarAdvise and Stride have very strong partner alliances within the gig economy and independent contractor spaces, so the collaboration is a direct extension to provide additional value to customers by offering access to programs that will enhance the customer experience while saving them money. Many rideshare drivers utilize both platforms as a mechanism for capitalizing on their earnings. A rideshare driver’s greatest asset is their vehicle so quality maintenance and repair is pertinent for their bottomline and proper health care coverage is essential to ensure they are well enough to go on the road.

“Partnering with Stride is an incredible opportunity to further provide value to an audience that greatly benefits from the added protection of trusted automotive repair services. Our mutual customers will find synergies from our organizations due to our extensive involvement in the rideshare, on-demand and gig-economy spaces,” stated founder and CEO of CarAdvise, Greg Tepas.

CarAdvise joins the growing number of services featured within the Stride Benefits Platform that provide independent workers and part-time employees with access to simple, affordable health, dental, vision and life insurance, free tax guidance and tools, banking and savings accounts, and now savings on vehicle maintenance and repair.

“Our mission is to help everyone who works for themselves save time and money on their biggest and most stressful expenses, like insurance and taxes, giving them the economic security they need to thrive as a business of one,” said Noah Lang, CEO and co-founder of Stride. “By partnering with CarAdvise, we’re adding even more value to the robust suite of health and wealth benefits we and our employer partners are bringing to independent workers and part-time W2 employees.”

Together, Stride and CarAdvise will continue to represent and provide value for individuals working in the rideshare, gig economy and as part-time workers, by providing comprehensive value in and out of their vehicles.

About CarAdvise

CarAdvise, the leading auto repair and maintenance technology platform is changing the way drivers service their cars. CarAdvise provides all-encompassing solutions such as: locating a shop, comparing prices, scheduling service, electronic approvals and payment, which instills trust, convenience and price transparency. Through CarAdvise, consumers access large fleet level discounts at over 20,000 shops. CarAdvise also provides unparalleled access to in-app service descriptions and unbiased advice to protect customers from unnecessary work. For more information visit, http://www.caradvise.com or call 844-9-ADVISE.

SOURCE CarAdvise

Related Links

http://caradvise.com

About Stride:

Stride provides the world’s first fully customizable and configurable benefits platform designed specifically for independent workers, helping them save time and money on insurance, taxes and hundreds of thousands of products and services. Since launching in 2014, Stride has helped over 1 million workers save over $1 billion. Stride partners with the world’s leading platforms and employers of non-benefited workers including Uber, Postmates, DoorDash, GrubHub, Rover, Care.com, TaskRabbit, Keller Williams and more, helping them provide their workers with access to a full suite of health and wealth benefits and perks. The company is backed by Venrock, New Enterprise Associates and F-Prime Capital Partners.

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New E-Book from Instec Provides Guidance to New Program Insurers


An MGA Handbook: How to Create a Successful Insurance Program

An MGA Handbook: How to Create a Successful Insurance Program

“Program business is attracting more interest because of its growth potential. As long as programs continue to be a strategic priority for managing general agents and program carriers, we will continue to help educate the industry on approaches we’ve found most successful.”

Instec, the market leader in software for insurance programs, has announced the release of a new e-book that educates readers on how to get started with program business.

The e-book includes the latest market statistics and provides a step-by-step guide to launching a new program. Topics include identifying new program opportunities, selecting a program, and competitive assessment.

“Program business is attracting more interest because of its growth potential,” said CJ Lotter, author of the e-book and Director of Engagement Management at Instec. “As long as programs continue to be a strategic priority for managing general agents and program carriers, we will continue to help educate the industry on approaches we’ve found most successful.”

The new publication, titled “An MGA Handbook: How to Create a Successful Insurance Program” is available for download now on Instec’s website.

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How To Find Affordable Coverage For High-Risk Drivers


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“Being labeled a high-risk driver comes with a huge financial penalty. These drivers pay the most expensive premiums. It is recommended to shop around using quotes and a list of companies that will accept you”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that explains how to get affordable car insurance, even if the person is a high-risk driver.

For more info and free quotes, visit https://compare-autoinsurance.org/free-car-insurance-quotes-online-help-finding-policies-for-high-risk-drivers/

Lack of experience, young age, DUI or poor credit score is just a few reasons a person can be labeled high-risk. And the financial consequences are very harsh. Car insurance costs soar immediately, with premiums becoming double or triple. However, using car insurance quotes online will help drivers find acceptable deals. Use http://compare-autoinsurance.org to get free car insurance quotes and compare prices.


  • Do not rely only on the giants of the industry. This is one of the biggest mistakes high-risk drivers commit. Depending only on the big 4-5 companies to provide high-risk coverage will, in many cases, bring disappointing results. Big names prefer to work with safe drivers. If they would accept high-risk drivers, the news will spread up immediately and they would be assaulted by such drivers. A high number of high-risk drivers will spell disaster for their business,
  • However, those companies may work with subsidiaries. And these subsidiaries may provide high-risk coverage. Geico, Nationwide, Farmers Insurance have subsidiaries for high-risk drivers. It is recommended to check for other subsidiaries, too. With a simple search online, a person can obtain several company names,
  • Look for non-standard carriers. The big names and their subsidiaries are not always the best choice. There are dozens of smaller companies designed to provide coverage for high-risk drivers. Again, it is up to the client to check the market.
  • Use online car insurance quotes. Getting online quotes becomes really crucial when looking for fair prices for high-risk drivers. And don’t look just for prices, also check for flexible payment programs and coverage customizations. Look for extra services, like roadside assistance and check the prices.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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Teen Drivers Can Get Better Rates And Save Car Insurance Money Really Easy


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“Being a teen usually means more expensive car insurance premiums. However, there are few ways to keep premiums under control and even lower them”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Teens are unanimously considered high-risk drivers by all insurance companies. However, not all insurers treat teens the same way. Some insurers offer access to more discounts, devices that will lower the costs or customized contracts. It is important to get online quotes and compare prices. This is the only way to shop around for cheaper car insurance. Visit https://compare-autoinsurance.org/ for free car insurance quotes online.

Smart ways to reduce car insurance costs;

  • Enroll in defensive driving courses. Getting more knowledge about traffic hazards and proper defensive driving techniques and tips will help the driver get better rates. The insurance company must be notified after graduating. When getting online quotes, the questionnaire will also ask about recently graduated courses. If the answer is “yes”, the user will receive a discount. Furthermore, some states allow those who graduated to offset a number of license points.
  • Get a safe car to drive. A car with a powerful engine is expensive to insure. And combining that with a relatively inexperienced driver will make premiums sky-rocket. As a rule of thumb, teens who want better rates should avoid sports car, powerful SUV cars and performance-boosted, customized cars. Medium-sized models, with some safety features, are more suitable.
  • Sign a customized contract. Some insurance companies allow teen drivers to sign a customized contract, with specific rules exclusions. The teen will be obliged to always wear a seatbelt, to avoid DUI/DWI, avoid speeding, customizing the car without insurer’s approval and many other terms.
  • Use telematics. Some prestigious companies also enable their teen drivers to join their usage-based programs. If the policyholder shows good driving habits, his premiums will be customized and lowered, so they can reflect better his skills and driving habits.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, free quotes and money-saving tips, please visit https://compare-autoinsurance.org/

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