“Car insurance companies know that for some customers, car insurance is too expensive. To make car insurance more affordable and to encourage safe driving habits, insurance providers are offering various discounts”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
April 08, 2020

Paying the monthly bill for car insurance can be a burden for drivers. Many of them are struggling to gather enough money to pay their monthly insurance bills. Luckily, car insurance doesn’t have to be expensive. To make car insurance more affordable, car insurance companies are offering various types of discounts that can be earned by drivers after meeting the requirements.

The most important discounts offered by providers are the following:

• 
      Demographic and geographic-based discounts. Factors like age, gender, marital status can significantly affect the price of car insurance. Young and senior drivers will pay more on their premiums than drivers who are between 30 and 60 years old. Married drivers are considered to be more responsible and will pay less on their premiums than drivers who are single or divorced. Policyholders who use their vehicles to commute to work on short distances can be eligible for a low-mileage discount. Drivers who live in areas with low car theft and vandalism rates will also pay cheaper premiums.
•     Clean driving discount. To obtain the no-claim bonus, drivers will have to make no claims and announce no accidents for a certain period. Usually, insurers will offer this bonus after 3-5 years.
•     Safety devices discount. Newer car models come equipped with various types of safety devices. Depending on what types of devices are installed on a vehicle, drivers can gain a safety devices discount. Also, policyholders can improve the safety rating of their vehicles by installing aftermarket safety and tracking devices. However, drivers should talk with their insurers first and check what devices are approved and how much money they can save by installing them.
•     Paying the policy upfront discount. Insurers will save monthly administration costs if the policyholder chooses to pay for the whole policy at once. For this reason, the insurers are willing to give a discount to those drivers who chose to pay their policy once instead of having to pay it monthly.
•     Defensive driving discount. Drivers who attend and graduate a defensive driving course will get a discount from their insurers. Besides obtaining a discount, drivers who attend a defensive driving course will improve their driving skills and will learn how to identify and avoid road obstacles.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org.

Share article on social media or email:

LOS ANGELES (PRWEB)
April 08, 2020

Poms & Associates, a full-service insurance brokerage and risk management firm, today announced the availability of a free educational webinar about how the new federal coronavirus law applies to employers.

The first in a series of Poms & Associates webinars about insurance and risk management topics related to the coronavirus pandemic, the one-hour webinar outlines employer impacts of the new federal law, The Families First Coronavirus Response Act (FFCRA). Signed into law on March 18, 2020 and effective since April 2, 2020, FFCRA responds to the COVID-19 outbreak by providing paid sick leave, tax credits and free COVID-19 testing; expanding food assistance and unemployment benefits; and increasing Medicaid funding.

“As the coronavirus situation continues to affect all of us, the critical information that businesses rely on seems to be changing on nearly a daily basis,” said David Poms, founder and president of Poms & Associates. “In an effort to provide access to the most updated and new information as it becomes available, we have put together a series of webinars that can be viewed remotely that highlight issues related to insurance and risk management as our national crisis continues to evolve.”

Presented by Rebecca Torrey, an employment and labor law expert and founding partner of The Torrey Group PC, the webinar highlights two parts of the new law as it applies to employers: expansion of federal family medical leave and new federal emergency paid sick leave. It also covers federal tax withholding and payroll tax credits in the new law that enable funding of paid time off and protections for employees against retaliation for using the new emergency time off.

To view the webinar, go to https://pomsassoc.com/covid19/webinars/. For more information about Poms & Associates, visit https://pomsassoc.com/.

About Poms & Associates

Poms & Associates is a leading full-service insurance brokerage and risk management firm with a proven track record of providing innovative and customized solutions to businesses in high-risk industries. Founded in 1991, the company was built on the premise that knowledge is the best insurance – that is, the best way to help businesses and organizations is to serve not only as an insurance broker but also as an educator about best practices in how to reduce risk and prevent loss before an incident occurs. Poms & Associates today offers a wide range of products and services, including commercial insurance, risk management, loss prevention, employee benefits, corporate wellness and private services for high net-worth individuals. With an annual revenue of more than $50 million, Poms & Associates is among the top 50 privately-held brokerage firms in the U.S. Headquarted in Los Angeles, it has branch offices in Sacramento, Calif., Walnut Creek, Calif., Albuquerque, N.M. and Dayton, Ohio. For more information, visit https://pomsassoc.com/.

Share article on social media or email:

“Getting online car insurance quotes will help drivers understand their risk profile and get better rates,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
April 07, 2020

Car insurance is a must for any driver who wants to drive legally across the United States. The auto insurance market is complex and numerous companies compete for business. In order to get a better view of the current market status, clients are recommended to get quotes and compare them.

• 
      Online car insurance quotes will help drivers understand the insurance market, both nationwide and locally/regional. Usually, drivers are not aware of the local insurance providers. Most of them have heard of big 5-10 companies, but there are hundreds of local companies. By obtaining quotes from these smaller companies, drivers can notice that many of them offer really good prices for really good insurance services. Smaller companies may offer the best prices and services around, so do not hesitate to get quotes from them
•     Quotes will present the user with the expected insurance costs. Although just estimates, insurance quotes use really good rate calculators. Good websites keep their info updated and provide results that match the insurer’s approximate premiums. Rate calculators will input the user’s info and calculate the premiums using the company’s database and algorithms.
•     Quotes will help drivers understand their own risk profile. Online submit forms will help drivers understand if the car they have is still valuable or not. Car insurance companies take a car’s depreciation into consideration when issuing premiums. Other factors like credit score or past traffic violation will also influence the premiums and driver’s classification. Usually, this info is required by quote submit forms. Drivers can be labeled as Preferred, Standard or High Risk.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org.

Share article on social media or email:

“During these difficult times, when everyone is struggling, drivers are not left alone. Car insurance companies are offering a helping hand to those drivers who have troubles paying their insurance bills”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
April 06, 2020

Compare-autoinsurance.org has launched a new blog post that presents how car insurance companies can help drivers during this coronavirus pandemic.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/car-insurance-companies-help-drivers-pass-through-these-times-of-financial-hardship-caused-by-the-coronavirus-pandemic/

Drivers who have been financially affected by the current COVID-19 outbreak can ask for help from their car insurance companies. Some car insurance providers are offering payment flexibility, they are suspending policy cancellations due to nonpayment, or they are automatically renewing policies even if the drivers can’t pay.

During these difficult times for everyone, car insurance companies understand their customers. Drivers who have financial difficulties caused by the coronavirus pandemic, should contact their car insurance providers and check all the helping options that are available to them.

Compare-autoinsurance.org (https://compare-autoinsurance.org/) presents a list of options that car insurance providers present to their customers that are experiencing financial troubles:

• 
  Car insurance providers are offering coronavirus-related payment delays. Many car insurance providers are willing to work with their customers who are financially affected by the COVID-19 outbreak. Car insurance companies like Allstate, Geico, MetLife, or Progressive are offering assistance in different forms. In general, they offer the possibility to pause cancellation of premiums due to nonpayment.
• Insurance companies can suspend car coverage. Suspending coverage pauses the policy but doesn’t cancel it. During the period of suspension, drivers will not have a coverage lapse. Also, drivers may need to file an “affidavit of non-use” from their state’s department of motor vehicles to halt state-required auto coverage. This document lets the state know that the drivers won’t use their cars for a given period. Most insurers, including Allstate, CNA, Farmers, Geico, Progressive, and Travelers are pausing policy cancelations of their customers who are having financial difficulties during the coronavirus outbreak.
• Insurance providers are offering flexible payments and special payment plans. During these difficult times, car insurance companies are doing all they can to help their customers. Drivers may choose to pay less than their usual amount bill, and the unpaid bill will be evenly distributed among the remaining payments. No matter who provides the car insurance, drivers who are affected by this pandemic should contact their insurers immediately to discuss a custom payment plan.
• Insurers allow drivers to reduce their coverage. Another option to explore is the reduction of car coverage. Car insurance companies allow drivers to reduce their coverage during this pandemic. While the car is out of use, drivers shouldn’t pay for unneeded coverage. Drivers should reduce their car coverage to the coverage required by the state law. However, drivers should consider keeping or adding comprehensive coverage that will cover their vehicles for different problems not related to driving like fire, flooding, animal damage, vandalism, and theft.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Share article on social media or email:

“This partnership will strengthen our Maryland operations as we continue to expand our services and grow throughout this part of the region,” said AssuredPartners President and COO Tom Riley. We are pleased to have the clients and team of EC&S join AssuredPartners.”

LAKE MARY, Fla. (PRWEB)
April 06, 2020

AssuredPartners, Inc. is pleased to announce the acquisition of Early, Cassidy & Schilling, LLC (EC&S) of Rockville, MD. EC&S has been a trusted insurance advisor in Maryland since its founding in 1927. New York based advisory services firm, Dowling Hales, advised EC&S in the sale and the international law firm of McDermott Will & Emory acted as legal advisor to EC&S throughout the acquisition. The team of 32 will remain under the operational leadership of Matarie M. Broom. The agency currently reports $10 million in annualized revenues.

“EC&S delivers client solutions with clarity, honesty and a sense of urgency. These values align with AssuredPartners operations and we look forward to our new partnership with the team in the Maryland marketplace,” said AssuredPartners Regional President Brian Bair.

AssuredPartners President and COO Tom Riley said, “This partnership will strengthen our Maryland operations as we continue to expand our services and grow throughout this part of the region. EC&S provides cost-effective innovative services with an uncompromising dedication to exceed customer service expectations. We are pleased to have the clients and team of EC&S join AssuredPartners.”

For more information on Early, Cassidy & Schilling, LLC, please visit: http://www.ecsinsure.com.

ABOUT ASSUREDPARTNERS, INC

Headquartered in Lake Mary, Florida and led by Jim Henderson and Tom Riley, AssuredPartners, Inc. acquires and invests in insurance brokerage businesses (property and casualty, employee benefits, surety and MGU’s) across the United States and in London. From its founding in March of 2011, AssuredPartners has grown to over $1.5 billion in annualized revenue and continues to be one of the fastest growing insurance brokerage firms in the United States with over 180 offices in 30 states and London. For more information, please contact Dean Curtis, CFO, at 407.708.0031 or dean.curtis@assuredpartners.com, or visit http://www.assuredpartners.com.

Share article on social media or email:

TorkLaw is now taking COVID-19 Business Interruption Insurance Claim Denial cases on behalf of business owners or operators who have been adversely impacted by COVID-19.

“Business owners and operators have reported insurance companies are denying valid COVID-19-related business interruption policy claims,” said TorkLaw founder Reza Torkzadeh. “My firm is ready to help anyone dealing with COVID-19 business interruption or bad faith insurance practices.”

IRVINE, Calif. (PRWEB)
April 05, 2020

TorkLaw is now accepting COVID-19 Business Interruption Insurance Claim Denial cases on behalf of businesses who have had valid insurance claims denied by their insurance companies.

Many States and local governments have mandated non-essential businesses to close down, preventing businesses from operating. In addition, many areas have restrictions to limit crowd size and halt businesses such as restaurants and bars. Owners and operators of many such businesses are filing claims against their business interruption insurance to cover their losses.

“Business owners and operators have reported insurance companies are denying valid COVID-19-related business interruption policy claims,” said TorkLaw founder Reza Torkzadeh. “My firm is ready to help anyone dealing with COVID-19 business interruption or bad faith insurance practices.”

Commercial business insurance policyholders may have valid claims for losses related to the coronavirus pandemic if their policy’s declaration page for coverage language such as:

• Business Interruption
• Business Disruption
• Contingent Business Interruption
• Civil Authority
• Government-ordered closure
• Lost or Restricted Access
• Loss of Ingress / Egress
• All Risk
• Open Perils
• Special Perils

Effective immediately, TorkLaw is welcoming calls from any business owners or operators who have been impacted by COVID-19, or who feel that their business interruption insurance claim was denied unfairly. Interested parties can visit https://bit.ly/torklaw-covid19 for more information, or call 888.845.9696 for a free, no-obligation consultation.

Share article on social media or email:

“Drivers can get better car insurance rates if they become safe drivers and make smart coverage selections.”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
April 05, 2020

Given the current pandemic and economic crisis, it is important to manage our finances and start looking for better prices for essential services. Insurance expenses can rise to several thousand dollars per year. It all depends on several factors, including the model of the vehicle, driving experience and history, coverage limits, annual mileage and so on. Drivers can get better rates if they:

• 
  Look for discounts. The auto insurance market provides a high number of discounts. However, each company grants them after meeting certain demands. Ask the current carrier for a list of discounts and check for how many the requirements are met. The most common discounts include affinity discount, no-claims discount, safety gear discount, and low-mileage discount.
• Improve credit score. Having an Excellent FICO credit score will also increase the insurability score. Companies place more trust into people who have proven that they can manage their payments. Ask for credit score reports first and check if everything is fine. If things are not that bright, look for ways of repairing the score, like using balance transfer credit cards.
• Bundle policies and plans under the same contract. In many cases, signing for home and auto insurance with the same company will help drivers get a generous discount. Also, providing coverage for multiple vehicles from the same company will also grant access to a discount.
• Adjust deductible limits. By increasing the deductible levels, drivers assume more financial responsibility. When filing a claim, clients pay first the sum of money agreed upon, then the company covers the rest. Selecting a high deductible will lower the premiums.
• Park the car in a garage. Insurance companies usually provide lower premiums to those that keep their car in a garage. Using a garage has multiple advantages. Car theft becomes less probable. Another advantage is the lower chance for your vehicle to be damaged by severe weather, vandalism or rioters.
• Keep a clean driving record. Clients can qualify for a good driver discount if they keep a clean driving record for 3-5 years. That means no claims or traffic violations. The discount ranges from 10 to 20 percent.
• Keep a good credit score. Persons with average or poor credit scores pay more than those with an excellent score. There are several ways to improve credit score, including taking a short-term loan from a Credit Union.
• Drive fewer miles. People who retire, use mass public transportation or carpooling should consider asking for low-mileage discounts.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org.

Share article on social media or email:

“Even though the economy is in decline and many policyholders are struggling, there are still ways to reduce the car insurance expenses,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Los Angeles, CA (PRWEB)
April 04, 2020

Compare-autoinsurance.org has released a new blog post that explains to the drivers how to reduce car insurance expenses during this COVID-19 pandemic and following wave of unemployment.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/coronavirus-car-insurance-tips-how-to-save-money-during-these-difficult-times/

The ongoing COVID-19 pandemic, which started the last year in the Chinese province of Hubei, is spelling disaster on multiple levels. More than 10 million US citizens lost their jobs and the number is expected to soar in the following weeks. Without a job, they will face a difficult time paying for essential services, including insurance services. Compare-autoinsurance.org (https://compare-autoinsurance.org/) presents a list with 5 options that should be taken into consideration by all policyholders who want to cut-off the car insurance costs. These options are:

1)    Apply for coronavirus-related payment delays or plans. Many insurance companies understood the difficult time their clients are passing through and are willing to cooperate. After this pandemic passes, the economy is likely to recover and many persons will get their jobs back. This is also what insurance companies hope for and this is why they implemented special terms and conditions to support their clients. Depending on the insurance company, the policyholder may benefit from pausing cancellations caused by nonpayment of premiums. Other plans may include delayed payments, pausing non-renewals or even payment assistance. It is important for the policyholders to talk with their insurers before the bills are issued.

2)    Suspend the current auto coverage. This basically means putting the coverage on pause and resume it when the policyholder is able to pay for it again. It’s another effective way to prevent car insurance lapses and face higher premiums in the future. Usually, companies do not allow clients to suspend their policies, but in this case, they may make an exception. Either way, it is recommended to talk to the insurer and get its confirmation. This option may not be available for those who have car loans since lenders will ask for coverage on the vehicle.

3)    Cancel coverage. Policyholders can ask to cancel coverage with any insurer and sign a new contract when the economic climate is more favorable. Just like the previous option, canceling coverage is likely unavailable for those who have car loans.

4)    Reduce coverage. This is a good alternative for those who want to stick to the basics and pay less. But first, make sure to read the state’s legislation and minimum coverage requirements. While some states impose only minimum liability coverage, other states also require other types of coverage, like uninsured/underinsured motorist coverage, PIP coverage or other forms of medical payment coverage.

5)    Remove drivers from a policy. Removing drivers from a family car insurance plan is a sound way to get cheaper premiums. If some family members do no longer need to use the car, they should be excluded from the policy. Since schools and universities are closed, it makes sense to exclude teen drivers from policies. Teen drivers are usually the most expensive to insure and removing them from the coverage plans will greatly improve the rates. Just keep the person(s) who need to use the car and go to work

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

Share article on social media or email: