ASHFORD, Conn. (PRWEB)
April 11, 2020

“As Connecticut health care facilities rise to meet the challenge of the COVID-19 epidemic in Connecticut, these health care facilities are suffering significant daily loss of revenue as they reallocate resources to dealing with the outbreak…at the expense of ambulatory and elective surgery revenue,” said captive industry veteran Michael Maglaras, Principal of Michael Maglaras & Company.

Property policies written for health care institutions frequently contain broad limitations on business interruption coverage caused by the cascading effect of dealing with the coronavirus and other losses stemming directly from disease contamination.

Maglaras added, “We are already fielding questions from our health care captive owners in Connecticut as to how they might be able to access excess surplus in their captives. We first encourage health care providers and others to determine the amount of commercial coverage for decontamination costs, communicable disease cleanup, and interruption by communicable disease,” indicated Maglaras. “But we are very busy speaking daily with captive owners about how they can use their captives’ existing surplus to augment property coverage availability.”

Andrew Mais, Commissioner of the Connecticut Insurance Department, said, “Health care facilities and other businesses in Connecticut are quickly realizing that business interruption claims caused by the COVID-19 crisis may be difficult to collect on, unless physical loss or damage to property can be substantiated.” Mais added, “We’ve determined that captive insurance companies may be able, in some cases, to play a significant role in claim recovery, depending upon the amount of the loss and the availability of a captive’s surplus.”

“Connecticut is known as an innovative captive domicile,” said Janet Grace, Program Manager of the Captive Insurance Division at the Connecticut Insurance Department. “Our department may be able to assist existing Connecticut captives with a strategy to access surplus for these types of business interruption claims. Just as importantly, and this is particularly true for tax-exempt health care providers…if your captive is located outside the United States, this may be the time to bring it to Connecticut, where you can take advantage of our ‘brain trust’ of captive innovators, who may be able to help you deal with lost revenue at this time of crisis.”

To learn more about Michael Maglaras & Company: http://www.michaelmaglaras.com.

To learn more about Connecticut captives, visit the Connecticut Insurance Department’s website at: https://portal.ct.gov/CID/Financial-Division/Captive-Insurance/Captive-Insurance-Regulation.

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LINCOLN, R.I. (PRWEB)
April 10, 2020

Amica Insurance yesterday announced its COVID-19 Auto Premium Relief Program, which will provide auto customers insured as of April 1, 2020, a 20% credit on their auto premiums for April and May, pending regulatory approval.

“As our nation continues to band together in an effort to curb the spread of COVID-19, we know that many aspects of everyday life have changed significantly,” said Amica Chairman, President and CEO Robert A. DiMuccio. “One that most of us have in common is that we’re sheltering in place and driving less than we did before.”

For more information on the program, please visit Amica’s COVID-19 Resources page.

In late March, Amica offered leniency to customers who are unable to pay premiums as a result of COVID-19. It also stopped cancelations and non-renewals of policies. These measures will remain in effect through June 2, 2020.

“I’d like to thank our policyholders for their patience as we worked through the details to put these plans into action,” DiMuccio said. “The trust you place in us to carefully manage resources is something we take very seriously.”

About Amica Insurance

Amica is the longest-standing mutual insurer of automobiles in the U.S. A direct writer, Amica also offers home, life, marine and umbrella insurance, as well as annuities.

Founded on the principles of outstanding service, Amica creates peace of mind and builds enduring relationships with its customers. That mission is shared and supported by thousands of employees across the country.

Amica.com

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LOS ANGELES (PRWEB)
April 09, 2020

Recognizing that the COVID-19 crisis has altered driving patterns, resulting in fewer accidents and claims, Mercury Insurance today announced the company would be giving back 15% of monthly auto insurance premiums to customers in April and May. Subject to regulatory approval, the company will automatically credit customers’ accounts, providing much needed relief during this time. The Mercury Giveback program applies to personal auto policyholders in the 11 states in which they operate.

“We want our customers to know we’ve got their back,” said Mercury Insurance President and CEO, Gabriel Tirador. “For nearly 60 years, Mercury has provided best-in-class protection at an affordable price. And during these uncertain times we’re going even further by giving back more than $65 million to our customers.”

The Mercury Giveback Program is the latest step taken by Mercury to provide relief for policyholders who are impacted financially by the COVID-19 pandemic. To learn more about the company’s response to COVID-19, please visit http://www.mercuryinsurance.com.

ABOUT MERCURY INSURANCE

Mercury Insurance (MCY) is a multiple-line insurance organization predominantly offering personal automobile, homeowners and commercial insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information visit http://www.mercuryinsurance.com or Facebook.com/MercuryInsurance and follow the company on Twitter.

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NASHVILLE, Tenn. (PRWEB)
April 09, 2020

The General®, a national car insurance company, is pleased to announce a recent partnership with the Boys and Girls Clubs of Middle Tennessee (BGCMT) that encourages and helps enable youth to reach their full potential. The forward-thinking program, aptly named Road to Success, has already held a series of community events that included an inspirational Day of Fun with the General, group goal-setting and interactive vision board workshops, and one-on-one sessions with program ambassador, iHeartMedia’s leading country radio host and TV personality Bobby Bones.

“With the Road to Success program, The General hopes to inspire the kids at the Boys and Girls Club to achieve their dreams, and also give them tools to help achieve them,” says Elicia Azali, Chief Administrative Officer (CAO). She further explains how ongoing dedication by The General to the Boys and Girls Clubs’ youth is what makes this particular program so successful – a growing partnership, rather than an occasional corporate volunteer day.

The Boys and Girls Clubs of Middle Tennessee is one of many community organizations with which The General has developed ongoing partnerships. The company is also working with colleges and foundations to build strong communities and increase access to opportunities for their customers and beyond.

To learn more about Road to Success, please visit https://www.thegeneral.com/roadtosuccess/.

To explore opportunities and make a donation to BGCMT, see https://bgcmt.org/.

For information on obtaining insurance through The General, go to https://www.thegeneral.com/.

About The General

The General Automobile Insurance Services, Inc. (The General®) is a licensed insurance agency and subsidiary of PGC Holdings Corp. (PGC), which is wholly owned by American Family Mutual Insurance Company. Through its insurance company subsidiaries and their predecessors, PGC has been writing automobile insurance since 1963. Visit http://www.thegeneral.com and follow us on social.

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HOPKINTON, Mass. (PRWEB)
April 08, 2020

PrismHR, the leading HR technology software powering payroll, benefits, and HR for businesses across the U.S., today announced a new partnership with Doctegrity to provide 24/7/365 telemedicine services to its network of HR service providers and their small business customers nationwide.

PrismHR service provider partners can offer Doctegrity’s industry-leading telemedicine services in addition to existing healthcare plans, which often don’t cover telemedicine or charge co-pays, to their employees, including those working part time. And because Doctegrity doesn’t file claims with insurance carriers, this can ultimately lead to lower health insurance premiums for HR service providers.

PrismHR service provider partners can now immediately offer their small business customers access to telemedicine resources, including:

• Unlimited 24/7/365 primary care doctor visits by phone or video chat. If needed, the doctors can write a prescription to the pharmacy of the patient’s choice.
• Unlimited medical advice or ‘second opinions,’ including the ability to upload blood tests results, x-rays and MRI’s and to ask Doctegrity’s doctors questions through secured messaging
• Unlimited 24/7/365 mental health teletherapy
• Pharmacy discount card – up to 80% off of prescriptions
• Availability in English and Spanish nationwide
• Benefit for employee and family member
• No copays or consultation fees
• Open enrollment – companies can enroll their employees any time with immediate benefit activation
• Access to Doctegrity’s new coronavirus self-assessment tool including advice for dealing with issues around daily life

Jesse Ohayon, CEO of Doctegrity, said: “Our new partnership with PrismHR is a natural fit. Doctegrity’s leadership came out of the people operations industry rather than a hospital executive team. Therefore, we knew forging a strong relationship with PrismHR would be a mutual key to success. PrismHR recognized that we understood the industry and saw the value we bring to their clients.”

“Doctegrity is designed to be the ‘Netflix’ of healthcare – meaning, anyone can use us, anytime, anywhere, and with no surprise costs. In the HR service provider world, that’s a big advantage to have. And right now we’re focused on our fight against COVID-19. We’re continuously improving our technology and arming our doctors on the latest information in order to deliver better care, in a highly cost effective manner. PrismHR is an ideal partner for us to be able to reach these workers and deliver our benefit to these people.”

“Clearly, telemedicine is a critical and important benefit for employees nationwide,” said Tim Pratte, Senior Vice President of Diversified Services at PrismHR. “We’re thrilled to be able to offer Doctegrity’s feature-rich program to our network of HR service providers as they strive to provide top-notch, relevant benefits to their small business clients.”

About Doctegrity

Doctegrity is a healthcare innovation company that provides access to board-certified doctors or mental health therapists 24/7/365 via video visits, phone or secured messaging. Available as a subscription model, Doctegrity can deliver care to anyone, nationwide in English or Spanish and there is no need for insurance to join. On a corporate level, Doctegrity is a proven solution to lower health insurance rates, improve absenteeism rates, and improve employee satisfaction. Doctegrity’s passion is to deliver care to anyone in the country in a cost effective manner while leveraging easy-to-use technology. To learn more about Doctegrity, please visit http://www.doctegrity.com or call 888-342-5152.

About PrismHR

PrismHR’s mission is to fuel the growth of small and medium-sized businesses (SMBs) across the U.S. Our HR software, combined with our ecosystem of HR service providers, enables SMBs to manage payroll, benefits, and HR, leveling the playing field with large enterprises. Today, PrismHR software delivers world-class HR services to more than 80,000 organizations and over 2 million worksite employees, processing greater than $80 billion in payroll each year. PrismHR is located in Hopkinton, Mass. For more information, visit http://www.prismhr.com.

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Healthcare2U understands Americans are dealing with the anxiety of losing their health insurance. And while we can’t provide hospitalization or take away the stress of this moment in history, I can do my part to provide access to primary care for everyone who needs it.

AUSTIN, Texas (PRWEB)
April 08, 2020

Today Healthcare2U, a membership-based, integrated direct primary care (DPC) organization, released an individual product to address the furloughed, part-time and laid off employees of America. With indications that the US unemployment rate could rise to 13 percent in April¹, Healthcare2U is working to quell employee fears of going without access to healthcare by delivering their Direct Primary Care membership to individuals on a national scale.

The desire to assist those affected by COVID-19’s economic toll, prompted Healthcare2U to create their first individual membership, My Direct Primary Care Plus (MyDPCplus). MyDPCplus is built around a hybrid-DPC payment model and provides a comprehensive suite of unlimited primary care benefits. Like DPC, the plan is not insurance, but rather a healthcare membership available for a flat monthly fee. Benefits include unlimited services such as in-office physician visits for primary and urgent care, 24/7 Virtual DPC/telehealth consultations, and the treatment of 13 chronic disease states such as diabetes, asthma, and hypertension – within management ranges.

In this initiative, Healthcare2U has partnered with Zevo Benefits to provide the MyDPCplus membership to individuals across the nation. Zevo Benefits offers a complete and agile enrollment platform that offers a simple and straightforward user experience, allowing individuals a painless enrollment into MyDPCplus via monthly ACH back withdraw or credit card.

“Healthcare2U understands those Americans who have lost their jobs are dealing with the anxiety of possibly losing their health insurance. And while we can’t provide hospitalization or take away the stress of this moment in history, I can do my part to provide access to primary care for everyone who needs it,” said Andy Bonner, CEO of Healthcare2U. “Whether these individuals are gig workers, recently unemployed, or working for employers who can no longer provide benefits – they need access to affordable primary care. Healthcare2U is proud to partner with Zevo Benefits so we can offer this essential membership to individuals, nationwide.”

Are you a benefits broker? Learn more about the MyDPCplus membership

Follow Healthcare2U on LinkedIn and follow on Twitter @Healthc2U.

About Healthcare2U

Healthcare2U is a membership-based, integrated direct primary care (DPC) organization that ensures employers of all sizes and structures have nationwide access to affordable, consistent, and quality primary care over 40% below the average cost of traditional DPC practices operating in the market today. Through our proprietary Private Physician Network (PPN)™, Healthcare2U promotes healthy living by detecting, treating, and managing acute and chronic conditions before the onset of serious illness. Healthcare2U is headquartered in Austin, Texas, and is available nationwide. For more information, visit http://www.healthc2u.com.

Media Contact

Courtney Babin, Healthcare2U

Courtney@healthc2u.com

512-900-8900 x 114

¹ New York Times: https://www.nytimes.com/2020/04/03/business/economy/coronavirus-jobs-report.html

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