Frankenmuth Insurance welcomes The Norton Agency’s Jason Griffith to its Agency Council.

“Jason brings more than 20 years of insurance experience and is a great addition to the Agency Council,” said John Benson, Chairman of the Board and CEO for FI. “His contributions will be vital as we work together to explore strategic issues that ultimately benefit all our agency partners.”

GAINESVILLE, Ga. (PRWEB)
May 15, 2020

Frankenmuth Insurance, a regional insurance carrier based in Frankenmuth, Mich., is pleased to announce the addition of Jason Griffith of The Norton Agency to its Agency Council. Frankenmuth Insurance (FI) formed its Agency Council in 2009 and selects agents from each region where FI does business to ensure the needs and concerns of all its agency partners are represented.

Griffith has been in the insurance business since 1997 after opening Sidney O. Smith, an independent agency that focused on property and casualty insurance. Today, Griffith is the president of commercial lines at The Norton Agency, located in Gainesville, Georgia, and has been with the agency since 2009. Griffith and his partners manage a total of 15 office locations across northern Georgia and upstate South Carolina with 130 employees. The agency has been in operation for more than 90 years and specializes in commercial lines, personal lines, and health/benefits.

“Jason brings more than 20 years of insurance experience and is a great addition to the Agency Council,” said John Benson, Chairman of the Board and Chief Executive Officer for FI. “His contributions will be vital as we work together to explore strategic issues that ultimately benefit all our agency partners.”

Members of the Frankenmuth Insurance Agency Council meet twice annually to discuss strategic issues of mutual interest, providing valuable insight that helps strengthen the company’s partnerships with all agencies. Other members of Frankenmuth Insurance’s Agency Council include:

• 
  Brian Bartosh, Top O’ Michigan Insurance Agency (MI)
• Gary Burton, Robertson Ryan & Associates Inc. (WI)
• Gretchen Hopp Doyle, Baker-Hopp & Associates (MI)
• Victor Jowers, Upchurch & Jowers Agency (SC)
• Mike Kuhl, Kuhl Insurance Agency (IL)
• Jeff Lind, Clark Insurance (ME)
• Scott McVicker, Savage McVicker Insurance (OH)
• Brent Neal, Frank E. Neal & Co. (TN)
• Todd Piersol, Brown & Brown of Detroit (MI)
• Bill St. Charles, Michigan Community Insurance Agency (MI)
• Todd VanDyk, Olivier – VanDyk Insurance Agency (MI)
• Vickie Wolcott, M.J. Schuetz Insurance Services (IN)

Benson said, “We are grateful to all our council members for their time and efforts and look forward to working with Jason in the years to come.”

# # #

Frankenmuth Insurance has been providing peace of mind for families and businesses for 150 years. Because insurance is both complicated and critical to people’s lives, Frankenmuth works exclusively with 645 independent agencies to provide business, home, auto and life insurance policies. With more than 750 employees, the company is headquartered in Frankenmuth, Michigan, and offers insurance products in 15 states. Frankenmuth Insurance is financially sound, with $1.7 billion in assets. The company has an A.M. Best rating of “A” (Excellent) and is a Ward’s 50® Top Performer. For more information visit http://www.fmins.com.

Share article on social media or email:

“Finding car insurance quotes online is not that hard anymore. However, before choosing the right insurance, drivers should compare multiple car insurance quotes to ensure they are getting the best deal on their auto insurance.”, said Russell Rabichev, Marketing Director

LOS ANGELES (PRWEB)
May 14, 2020

Finding car insurance quotes online is now easier than ever. Every important insurance provider has online request forms. There are many websites that let drivers compare car insurance companies after entering their ZIP code.

Finding car insurance is not that hard. However, picking the right car insurance company might be a challenge. When looking for the best policy and best insurance company, drivers should know the following:

• How to find car insurance quotes online. Basically, there are two ways to search for car insurance quotes online. The first is to use a comparison website where drivers can enter their ZIP code and receive quotes from multiple insurance providers that are allowed to sell insurance in their areas. The second method is to visit the website of a major car insurance company and complete each request form individually.
• Know the insurance needs. Before analyzing quotes and companies, drivers should analyze their insurance needs. Some drivers only need the state’s minimum insurance. Usually, they have older vehicles and they don’t need collision and comprehensive coverage. Others want full coverage. Before choosing a policy, drivers should consider different aspects such as their aversion to risk, budget, deductible amount, additional coverage options, liability limits, and legal coverage.
• Comparing auto insurance quotes. Analyzing car insurance quotes is not an easy process. When going through this process, drivers should be careful. A cheap quote doesn’t always mean a good policy. Some insurance companies might offer low prices, but they don’t offer a good claims process. The insurance might work fine, until the drivers’ need to make a claim. Although some companies charge higher premiums, they do offer substantial discounts such as good grade discounts, bundling discounts, good driver discounts, etc. Checking the reputation of insurance providers is extremely important, and drivers can do that by checking J.D. Power’s annual insurance rankings. While comparing quotes, drivers might find smaller, local insurers that might offer the same services as the top national providers, but at lower prices.
• Complete multiple car insurance quote request forms. All major providers have an online quote request form. After adding additional information like age, gender, vehicle type, and more, drivers will receive a customized quote. The insurance prices on this quote can be quite different than the ones on the quotes obtained after just entering a ZIP code. Drivers should compare quotes from at least 4,5 different companies.
• Premium prices can still change after completing an application. Drivers can find out they will pay lower premiums than the ones they applied because they are eligible for further discounts. Also, drivers can pay more on their premiums because the provider found a mistake during the underwriting process.
• Purchasing car insurance. Most insurers allow drivers to complete everything online. However, drivers may need to sign and email certain documents, make a bank account transfer, or complete other steps before their purchase is finished.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Share article on social media or email:

Especially in these uncertain times, STMM insurance is so important for the millions of Texans who have recently lost their job. With over 45 years of experience, United Security is a trusted insurance provider our insureds can count on.

BEDFORD PARK, Ill. (PRWEB)
May 13, 2020

United Security Health and Casualty Insurance Company (United Security) has been approved to offer its Short Term Major Medical (STMM) plan in the state of Texas. Cory Rasmussen, Vice President, Sales and Marketing shared, “United Security continues to expand our corporate footprint by entering into new states, as well as launch new insurance products in the states we currently serve. Partnering with independent agents that span across the great state of Texas, United Security’s team of insurance professionals are customer driven and stand ready to assist residents with their short term health insurance needs. Especially in these uncertain times, STMM insurance is so important for the millions of Texans who have recently lost their job. With over 45 years of experience, United Security is a trusted insurance provider our insureds can count on.”

United Security’s STMM plan is ideal for those in search of a temporary, affordable solution to health insurance, such as:

• 
  individuals who have recently lost their job and their job-based health insurance;
• individuals and families in between group or individual major medical coverage or waiting for the next Open Enrollment Period;
• those who cannot afford the high cost of a COBRA plan;
• those priced out of the Affordable Care Act (ACA) individual health insurance market;
• young adults who are no longer covered by their parent’s plan.

United Security’s STMM Plan Highlights:

• Eligible to anyone up to 65 years old, including dependent children ages 2-26 years old.
• Visit any doctor or any hospital, including access to the PHCS PPO Network.
• Covers prescription drugs, home health care, laboratory services, and more.
• Preventative and wellness services provided after the policy has been active for 60 days.
• Coverage available up to a 364-day plan.
• Lifetime maximum benefits up to $1 million with deductibles between $500 and $10,000.

For more information about United Security’s STMM plan, please contact your independent insurance agent. Consumers can also visit the United Security’s website, http://www.USHandC.com or call 800-875-4422. Independent insurance agents that would like more information about United Security should contact the company’s marketing department at Marketing@USHandC.com, or call 800-875-4422, ext.6108.

Short Term Major Medical (STMM) insurance plan is issued by United Security Health and Casualty Insurance Company. This product and its features may not be available in all states. Certain limitations and exclusions may apply, please refer to the policy for complete details.

About United Security Health and Casualty Insurance Company (United Security): United Security is a regional insurer that has been in business since 1973, licensed to sell products in Arizona, Arkansas, Illinois, Indiana, Georgia, Missouri, Nebraska, Oklahoma and Texas. United Security specializes in providing individuals and families a variety of products and plan choices to meet their individual needs. United Security’s primary focus has been, and continues to be, providing quality products and excellent service to our policyholders. United Security’s product portfolio includes: Short Term Major Medical, Dental Plus Vision and Hearing, Cancer, Critical Illness, Accident Hospital Indemnity, Disability Income, Fixed Indemnity and Personal Auto products. United Security is headquartered in Bedford Park at 6640 S. Cicero Ave, Bedford Park, IL, 800-875-4422 or 708-475-6100, http://www.USHandC.com.

Share article on social media or email:

Walter Grote, President, Arrowhead Core Commercial

“Our application of Instec’s system is a prime example of Arrowhead’s commitment to deploy innovative technology to create tailored products and simpler processes for our producers and clients.”

NAPERVILLE, Ill. (PRWEB)
May 13, 2020

Instec, the market leader in software for insurance programs and complex commercial insurance, announced today that Arrowhead General Insurance Agency, Inc. has implemented the Instec Policy system for its Arrowhead Core Commercial business.

Arrowhead, a subsidiary of Brown and Brown Inc., is a national program manager for commercial, specialty and personal lines. In 2017, QBE North America selected Arrowhead as program administrator for its small commercial portfolio. The book contains business accounts with under $100,000 in premium and is the centerpiece of Arrowhead Core Commercial, the company’s small-to-medium commercial offering.

At the time of the deal, QBE and Arrowhead cited “an easier and more efficient underwriting experience for agents and their clients” as a benefit of Arrowhead’s policy platform. QBE and Arrowhead stated that the Arrowhead platform would “make product improvements easier to execute to meet the evolving needs of the small commercial marketplace.”

Arrowhead selected Instec as the platform for the QBE book based on prior experience with the company. Instec’s policy system had been in use on Arrowhead’s Manufactured Housing Program since 2016. Arrowhead saw the system’s support for commercial, multi-line, ISO-based policies as a good fit for the QBE business.

Arrowhead took advantage of Instec’s self-configuration tools to create many of the QBE book’s 78 custom coverages on top of the ISO content included with the system. In addition, the company used Ghostdraft, which Instec also includes with its product, to build nearly 800 custom forms.

“Instec’s ISO library and Ghostdraft were major contributors to the speed of the project,” said Walter Grote, President of Arrowhead Core Commercial. The Instec system provided 95 percent of what we needed before we started.”

Instec’s APIs facilitated integration with Arrowhead’s online portal, Arrowhead Exchange. Instec Policy provides the “black box” rating and issuance engine, while the portal provides the front-end user experience.

The QBE book was transitioned to Arrowhead’s platform state-by-state in less than 24 months. The products were first refiled using the most recent ISO updates, and the first three states went into production less than nine months from the start of the project. The remaining states were added monthly, three to four at a time, over the following year. Today, all 50 states and the District of Columbia have been launched, with seven lines of business.

“Our application of Instec’s system is a prime example of Arrowhead’s commitment to deploy innovative technology to create tailored products and simpler processes for our producers and clients,” said Grote.

Arrowhead believes that the Core Commercial platform has proven so successful that it is now transitioning other program business in its portfolio to the Instec Policy system.

About Arrowhead General Insurance Agency Inc.

Arrowhead General Insurance Agency, Inc., headquartered in San Diego, is a national insurance program manager for commercial and personal products and is one of the largest in the U.S. with $1.3 billion written premium in 2019. Arrowhead’s relationships with over 20 top-ranked insurance carriers provide stability for its nationwide network of agents. Arrowhead is a subsidiary of Brown & Brown, Inc. (NYSE: BRO), which is ranked by Business Insurance magazine as one of the top 10 largest global independent insurance intermediaries. For more information, please visit http://www.ArrowheadGrp.com.

About Instec

Instec’s unique approach to systems for the insurance industry enables P&C carriers, MGAs and MGUs to launch programs and specialty offerings from start to first quote in as little as four weeks. With built-in bureau content and reusable business rules, Instec systems provide a platform for innovation with reduced risk. In addition, cloud-based deployment and subscription-based pricing enable insurers to test new programs at a low cost of entry and scale up affordably as the business grows. To learn more, visit instec-corp.com.

About QBE

QBE North America Operations is a division of QBE Insurance Group Limited, one of the world’s largest insurance and reinsurance companies, rated A+ by Standard & Poor’s and A (Excellent) by A.M. Best.* Located in 27 countries, QBE is operational in all key global insurance markets and considered a leading underwriter within their chosen markets. QBE has 11,000 employees worldwide.

*For ratings guidelines and the latest information, access standardandpoors.com and ambest.com.

Share article on social media or email:

“Saving money on car insurance is more important now than ever. One good method to do that is by getting a good driver discount that is offered for safe, low-risk drivers.”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

LOS ANGELES (PRWEB)
May 13, 2020

Compare-autoinsurance.org has launched a new blog post that presents all the information drivers need to know about the good driver discount.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/what-is-good-driver-discount-and-who-can-get-it/

The good driver discount is a discount given by car insurance providers to safe, low-risk drivers. Every insurer has its own rules for determining who is and who is not a good driver. Some insurance providers require drivers to have a clean driving record for just one year, while other insurers will offer this discount for drivers who have at least five years of clean driving.

The best way for drivers to get this discount is to shop around with insurers from their areas. Even if they don’t qualify at one insurer, drivers might be eligible for a good driver discount at another provider. Some companies will ignore a speeding ticket, or even one at-fault accident, while others will not ignore any of these. Drivers should contact their car insurance companies and check if they are eligible for a good driver discount.

Regarding good driver discount, drivers should know more about the following:

• 
  How to qualify for a good driver discount. Depending on the insurer, obtaining this discount can be easy or hard. To have better chances of getting the discount, drivers can take a defensive driving course to show their insurers they’ve learned how to be better, safer drivers. Drivers can also purchase forgiveness coverage from their insurers and have one-at fault accident forgiven from their records. Shopping around at different insurers is also a good idea. Drivers should avoid reckless driving and follow the speed limits and signs and avoid getting a ticket. In fact, drivers should drive defensively and leave plenty of room between themselves and other drivers.
• How drivers can lose their good driver discount. Good driver discounts aren’t permanent. With one mistake, drivers can lose their good driver discount. Insurance providers have different rules regarding the loss of good driver discounts. Usually, drivers can lose this discount for reasons such as getting traffic or moving violation tickets, being at-fault in an accident, making a claim under the collision coverage or even getting just one point on their license.
• Some states require insurance providers to offer good driver discounts. In California, for example, insurers are required to offer a 20% discount to good drivers who had a license for the past three years, had not lost more than one point on their driving record due to a violation, had not taken traffic school or a defensive driving course more than once because of a violation, had not been at-fault in an accident that resulted in injury or death within the last five years, and had no convictions within the last ten years for DUI-related offenses.
• How long do drivers need to wait to qualify for the good driver discount. Although speeding tickets and at-fault accidents remain permanently on the driving record, most states only allow providers to view incidents dating back three to five years. However, some states have exceptions for DUI-related offenses. Drivers who were convicted of a DUI offense in the past ten years in California are not allowed to get this discount.
• Compare insurance quotes to find good driver discounts. Drivers who do not qualify for a safe driving discount with their current insurer should compare quotes from other insurance companies. Some car insurance companies have looser rules regarding safe driving discounts.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Share article on social media or email:

Pet health insurance plays a key role in strengthening the human-animal bond and supporting the needs of our furry family members…” said Steve Feldman, HABRI Executive Director.

WASHINGTON (PRWEB)
May 13, 2020

The Human Animal Bond Research Institute (HABRI) announced today that Crum & Forster Pet Insurance Group™, one of the oldest U.S. providers of pet health insurance, has become an official supporter of HABRI and its research on the human health benefits of companion animals.

“For twenty years, we’ve been committed to helping people get access to reliable and affordable pet insurance coverage,” said Bob Capobianco, Senior Vice President, Crum & Forster Pet Insurance Group. “Supporting HABRI research is important because it connects the positive impact that pets play in our lives, and closely aligns with the work we do to help pets live longer and healthier.”

“HABRI is thrilled to welcome Crum & Forster Pet Insurance Group as a supporter,” said Steven Feldman, Executive Director of HABRI. “From HABRI research, we know that pets are considered part of the family, and that the growing importance of pets in our lives has driven demand for pet-inclusive policies and benefits at home, in the workplace, and beyond. Pet health insurance plays a key role in strengthening the human-animal bond and supporting the needs of our furry family members, and HABRI is thrilled to be working with Crum & Forster to help more people and pets benefit from healthy human-animal bonds.”

Scientific evidence increasingly shows that pets improve heart health, alleviate depression, increase well-being, support child health and development, and contribute to healthy aging. In addition, companion animals can assist in the treatment of a broad range of conditions from post-traumatic stress to Alzheimer’s disease to autism spectrum disorder.

The benefits of the human-animal bond impact more than just human health. Findings from a recent HABRI survey of 2,000 pet owners demonstrate that knowledge of the scientific research on the human-animal bond motivates pet owners to take better care of their pets. From providing pets with higher quality nutrition to purchasing pet health insurance, spreading awareness of the health benefits of pet ownership improves pet health and welfare.

“Crum & Forster Pet Insurance Group is dedicated to meeting the needs of our clients, and from HABRI research we know the overwhelming majority of pet-owners view their pets as close members of the family,” added Capobianco. “We look forward to supporting HABRI research and helping discover even more ways pets enrich our lives.”

About Crum & Forster Pet Insurance Group™

Crum & Forster Pet Insurance Group (C&F Pet) is committed to helping pet parents get access to reliable and affordable pet health insurance plans. With a history dating back to 1997, making it one of the original providers in the U.S., C&F Pet utilizes various go-to-market strategies, including direct-to-consumer, employee benefits, white labels, and other partnerships. Insurance plans are underwritten by United States Fire Insurance Company and produced by C&F Insurance Agency, Inc. (NPN # 3974227), a Crum & Forster company. More information can be found at http://www.cfpetinsurance.com.

Crum & Forster Pet Insurance Group, Crum & Forster, and C&F are registered trademarks of United States Fire Insurance Company. Crum & Forster is comprised of leading and well-established property and casualty business units.

The Human Animal Bond Research Institute (HABRI) is a not-for-profit organization that maintains the world’s largest online library of human-animal bond research and information; funds innovative research projects to scientifically document the health benefits of companion animals; and informs the public about human-animal bond research and the beneficial role of companion animals in society. For more information about the HABRI Foundation, please visit http://www.habri.org.

Share article on social media or email:

ST. PETERSBURG, Fla. (PRWEB)
May 12, 2020

South Carolina has experienced heightened demands for new flood insurance options as the threat of sea-level rise, coastal and inland flooding intensifies throughout the state. Responding to the need for coverage, Wright National Flood Insurance Services, LLC (WNFIS) is launching a Residential Private Flood Insurance Program throughout South Carolina on May 12. This first-of-its-kind, stand-alone product was launched in Florida and New Jersey last year, with plans for expansion into additional states.

Wright’s Residential Private Flood Insurance offering was created to address the flood insurance protection gap, which has become more urgent with the increased frequency and severity of major weather events. South Carolina is anticipated to face more than $2.9 billion in property damages due to flooding over the next 13 years – nearly double what is predicted for neighboring coastal states.¹ When looking at the US as a whole, over the past 23 years a startling 99 percent of counties throughout the nation have been impacted by flooding events.²

Similar to customization options available in standard personal lines coverages, this is the first flood coverage that allows property owners to tailor their flood insurance policy to their specific needs.

“We are offering flood coverage that is not one size fits all,” said James R. Watje, Senior Vice President of Private Flood at Wright National Flood Insurance Services. “Each home we cover is as unique as the people living in it. That’s why we created a product that will not only help protect your home but also has the flexibility to customize that protection.”

Wright’s Residential Private Flood Insurance Program will be sold exclusively by Wright’s partner agents, and it is currently backed by an insurance provider with an A+ rating from AM Best.

Key features of the coverage include:

• 
  No waiting period
• No Elevation Certificate required
• Higher dwelling limits
• Single deductible
• Automatic replacement cost on both dwelling and personal property
• Loss of Use, Other Structures, and Building Ordinance coverages
• Optional Resiliency coverage (rebuilding with flood-resistive materials)

South Carolina is ranked seventh among all states in coastal flooding vulnerability, even though the state ranks 23rd in total population. An estimated 400,000 South Carolina residents are at risk of being impacted by inland and coastal flooding.³ Through Wright’s Residential Private Flood Program with automatic replacement cost coverage and optional Resiliency coverage, property owners can rebuild with flood-resistive materials, decreasing the impact of future floods.

“Following the successful launch of our Residential Private Flood Insurance Program in Florida and New Jersey, we are pleased to now be expanding the program to South Carolina and look forward to making customizable flood insurance a nationwide standard as we roll out the program across the country,” added Watje.

If property owners have questions about their policy or if those interested in purchasing flood coverage want to learn more about Wright’s Residential Private Flood Insurance Program, they can contact their local Wright agent today.

To find a Wright agent, or if you are an agent who wants to become a Wright partner, please visit: http://www.wrightflood.com.

About Wright National Flood Insurance Services, LLC

Wright National Flood Insurance Services, LLC (WNFIS) provides private flood insurance products in 11 states with plans to continue building out the flood insurance marketplace. WNFIS offers Wright’s Excess Flood coverage in 42 states and is a Coverholder at Lloyd’s, offering several excess and surplus lines products with AM Best A- or better rated carriers. Contact Wright National Flood Insurance Services, LLC at 1-866-373-5663 for more information

Questions? Agents in South Carolina please contact Cara Calafiore at Cara.Calafiore@weareflood.com or 727-568-7607.

Non-resident South Carolina agents please contact your Wright Flood Regional Sales Manager or call Flood Marketing at (866) 373-5663

¹ https://www.businessinsider.com/us-states-climate-change-flooding-risk-2018-7

² https://www.fema.gov/data-visualization-floods-data-visualization

³ https://governor.sc.gov/sites/default/files/Documents/Floodwater%20Commission/SCFWC%20Report.pdf

Share article on social media or email: