Category Archives: Business: Insurance

Press Releases from the Insurance world, What’s new, Popular, Trending and News Worthy. In the ever changing industry of Insurance.

Coast to Coast Motors Offers a Special to First Responders as a Thank You


Two women paramedics standing in front of an ambulance

Coast to Coast Motors is offering a special to First Responders to say thank you.

While many workplaces were able to adjust to allow employees to work safely, there were some workers who still had to go into work every day despite it being dangerous.

As the coronavirus has swept across the country, businesses have been forced to adjust. Many have been able to allow employees to work from home while some had to shut down altogether. While many workplaces were able to adjust to allow employees to work safely, there were some workers who still had to go into work every day despite it being dangerous. These people are First Responders. The individuals who go towards various situations that many people run from are brave and deserve to be recognized.

As a result, Coast to Coast Motors wanted to say thank you to these individuals for all the work they have done, especially during the coronavirus pandemic. The dealership decided to offer these individuals $500 towards their next vehicle.

Coast to Coast Motors has a variety of vehicles available in its showroom. With vehicles that range from SUVs to sedans to minivans, there is certainly a used vehicle that will fit the needs of the customer. The vehicles that are in the dealership’s showroom have been through a rigorous multi-point inspection before going into the showroom. This way, customers can know and trust that the vehicle they are driving off in will not break down the moment it is driven off of the dealership’s lot.

First Responders who would like to learn more about the special offer happening now at Coast to Coast Motors can visit the dealership’s website https://ctcautogroup.com/ to view its current inventory. The dealership can be reached by phone at 888-818-3886 for further inquiries about a vehicle. Finally, Coast to Coast Motors has three Oklahoma locations, Enid, Oklahoma City and Tulsa in addition to its facility in Houston.

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FJA Acquires Navera Assets in a Move Towards Increasing Consumer Engagement


Cartoons are an effective way to remove the anxieties around discussing insurance products.

Integrating this solution to our pioneering Unified Product Platform (UPP) completes our solution set and facilitates a carrier’s ability to connect the back-end to an engaging and compelling front-end experience.

FJA-US, Inc., a leading provider of software for the group insurance, health insurance, and property and casualty industries announced today that they have acquired the software assets of Navera (formerly Trustnode).

Navera is a decision support platform that incorporates the popular interactive agent “Harvey,” who guides users through the myriad of insurance options they have, whether at the worksite or direct-to-consumer. The application utilizes decision support tools based on animated stories and cartoon data visualizations designed to educate consumers about their insurance options. Cartoon data visualizations leverage a person’s perceptual ability, making complex insurance concepts, products and processes easier to grasp.

“Today’s technology and social trends make this solution necessary for insurance carriers. With the growth of the healthcare consumer and the push by employers to offer more voluntary and payroll deduction products, insurance companies have to find new ways to engage with their end customers. This platform does just that,” said Joe Wilds, Chief Solutions Officer at FJA.

“Integrating this solution to our pioneering Unified Product Platform (UPP) completes our solution set and facilitates a carrier’s ability to connect the back-end to an engaging and compelling front-end experience. This engagement tool is a great complement to UPP,” he continued.

Linked to an insurance knowledge base, the Navera platform enables insurance carriers, agents, and benefits brokers to quickly and easily provide a personalized online experience that more effectively engages the customer during the insurance purchasing process. Logical discussion strings engage the user in an interactive conversation and provide a relevant value proposition based on the user’s uniqueness.

“One of the major issues inhibiting the life and health industry’s ability to create better engagement is that the products they sell, while necessary, foster anxiety. Cartoons and storytelling are an effective way to remove the anxiety of discussing difficult topics associated with morbidity, mortality, lifestyle and medical history,” said Kevin Dunn, Vice President of Group for FJA and former CEO / Founder of Navera.

FJA-US Inc., as a subsidiary of msg life ag, has been future-proofing insurance for 40 years. It’s important for carriers to maintain accuracy and consistency across their enterprise. FJA’s Unified Product Platform (UPP) enables insurers to underwrite opportunities and build and distribute plans. UPP empowers carriers to create new, modify existing, and retire obsolete products and services to consistently meet market demand.

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Cheap Car Insurance 2020 – How To Negotiate Auto Insurance Rates


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“To negotiate a lower car insurance premium with their providers, drivers should use the right strategy and be prepared with the right information”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that presents several important tips that will help drivers negotiate lower car insurance premiums.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/can-you-negotiate-for-lower-car-insurance-rates/.

Negotiating a lower car insurance premium from the insurer is similar to negotiating a lower rate with any other service provider. The policyholders have to call the company, politely explain the situation, and see if they can offer a better rate. Policyholders who have been with the same provider for many years and have multiple home and auto insurance policies with the company are in a better position to negotiate a lower rate than someone who bought an insurance policy last week.

To increase the chances of getting a better deal from the insurer, drivers should follow the next tips:

  • Be polite but firm. Calling a car insurance company to demand lower premiums might not be a great idea. Most specialists recommend a polite, but firm approach.
  • Be persistent. Most provider representatives will initially deny any requests to lower the premiums. Policyholders should be persistent with their requests. It also helps if they explain to the representatives that they have been a customer to the company for many years and they have many policies at them.
  • Research scripts online. Drivers can find various scripts online explaining how to negotiate lower car insurance premiums. These scripts explain what drivers should say to have higher chances of getting a discount and how they should respond if the insurer denies their request.
  • Search for comparable car insurance policies. Sometimes, drivers are not entitled to a discount because they are already paying a competitive premium for insurance. Drivers should check if they can find comparable insurance plans at cheaper premiums. If they can’t find one, then their chances of getting a lower premium are very small.
  • Ask about discounts. Insurance companies offer many different discounts. Policyholders should ask about bundling discounts, safety equipment discounts, defensive driving discounts, good student discounts, and more.
  • Ask about changing the policy. Policyholders can get lower premiums by simply dropping unnecessary coverage. For example, drivers who have a AAA membership can drop their roadside assistance.
  • Shop around. There are many brokerage websites that allow users to easily compare car insurance premiums between providers. Drivers should compare several online quotes and check offers. If the rates being offered are significantly lower, drivers can use this information when negotiating.
  • Prepare for rejection. Car insurance companies frequently get calls from their customers who want lower insurance premiums. Usually, the customer service agent will tell that the rates are fixed and they can’t be adjusted. This is not true in most cases and the rates are negotiable.
  • Get a higher deductible. One of the most popular methods used to get lower car insurance premiums is to raise the deductible. Drivers who have a $500 deductible can get a substantial discount by simply raising the deductible to $1,000.
  • Hang up and call back. Sometimes, drivers can get a customer agent who is not willing to negotiate anything. In this case, policyholders should call back and try again at a different agent.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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Poms & Associates Rebrands with a New Logo, Website and Advertising Campaign, Launches Four New Risk/Cost Reduction Programs


Poms & Assoc. Logo

“Our company was founded on the belief that knowledge is the best insurance. Our new advertising campaign – along with our all-new website and four new product offerings – illustrate that principle.” – David Poms, founder and CEO of Poms & Associates.

Poms & Associates, an independent, full-service insurance brokerage and risk management firm, today revealed its new brand with a new logo and website and announced the launch of a new advertising campaign and a suite of four new and innovative risk and cost reduction programs for its clients.

“Our new visual identity is an expression of the decades of expertise and experience at Poms & Associates in helping businesses and organizations reduce their risk, loss and cost,” said David Poms, founder and CEO of Poms & Associates. “Our company was founded on the belief that knowledge is the best insurance. Our new advertising campaign – along with our all-new website and four new product offerings – illustrate that principle. Together, they highlight the many ways we’re responding to the changing needs of our clients with creative solutions to help them limit exposures and increase opportunities.”

The new branding campaign, titled “Smarter Insurance for Smarter Business,” presents direct, no-nonsense information about risk control and insurance and targets C-suite executives with an eye on the bottom line and a focus on the success of their company. A series of 30-second TV ads produced by Los Angeles advertising agency Glyphix will air over the next 12 months in the greater Los Angeles and Albuquerque, N.M. areas, two key markets in which Poms & Associates maintains branch offices. The first spot, titled “Relax,” began airing in April 2020. The second spot will air in May 2020. The ad campaign is supported with direct mail and print ads in local business publications.

In an addition to an all-new website, Poms & Associates has also launched four new proprietary programs that are focused on reducing both risk and cost. They include:


  • Poms QuarterbackTM – A guarantee to clients that they will get exactly the service and coverage they were promised; if they don’t see results, Poms & Associates will refund 25% of their fees.
  • Poms LookbackTM – A comprehensive review of past claims: risk management experts at Poms & Associates create a plan for clients that lowers open claim reserves and finds missed opportunities on closed claims with the aim of reducing future costs.
  • Poms BackstoryTM – A comprehensive review of employee categorization: experts at Poms & Associates review each client’s employee to ensure proper categorization thus reducing risk profile and premium costs.
  • Poms FallbackTM – A program focused on preventing injuries: risk management experts at Poms & Associates work will clients to identify and implement solutions that reduce claims, lower the amount of claims filed and improve working conditions.

“At Poms & Associates, we have no greater focus than delivering the highest level of customer service to our clients – and the communities in which they operate – as a means to improving and protecting people’s lives,” said Poms. “Our four new programs are all innovatively designed to reduce risk and cost as much as possible for clients. We’re excited to offer these programs that resulted from our out-of-the-box thinking about ways to achieve greater returns on investment for clients.”

For more information about Poms & Associates, visit https://pomsassoc.com/.

About Poms & Associates

Poms & Associates is a leading independent, full-service insurance brokerage and risk management firm with a proven track record of providing innovative and customized solutions to businesses in high-risk industries. Founded in 1991, the company was built on the premise that knowledge is the best insurance – that is, the best way to help businesses and organizations is to serve not only as an insurance broker but also as an educator about best practices in how to reduce risk and prevent loss before an incident occurs. Poms & Associates today offers a wide range of products and services, including property and casualty insurance for commercial organizations and public entities, risk control, human resources and employee benefits and private services for high net-worth individuals. Among the top 50 independent brokerage firms in the U.S., Poms & Associates is headquartered in Woodland Hills, Calf. It maintains branch offices in Los Angeles, Sacramento, Calif., the San Francisco Bay Area, Albuquerque, N.M. and Dayton, Ohio. For more information, visit https://pomsassoc.com/.

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NFP Acquires Team Scotti, National Broker Servicing Major League Baseball


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“Our team is thrilled to join forces with NFP, collaborate within the community and continue to deliver risk solutions tailored to our clients’ needs,” said John Scotti.

NFP, a leading insurance broker and consultant that provides property and casualty, corporate benefits, retirement, and individual solutions, today announced the acquisition of LFG, Inc. (DBA Team Scotti). The transaction closed effective December 1, 2019.

Team Scotti, based in Pittsburgh, PA and founded in 1987, is a national insurance broker offering unique insurance solutions and employee benefit programs to Major League Baseball (MLB) and Minor League Baseball (MiLB) and their affiliates. The firm plays a critical risk management role for MLB, including, but not limited to, securing high-limit disability insurance for key players, written on behalf of teams, as well as servicing their group health benefit needs. The founder of the firm, John A. Scotti, will join NFP as a managing director, reporting to Henry Lombardi, executive vice president and head of NFP Property & Casualty.

NFP and its subsidiaries have long been meeting the holistic risk management needs of many North American professional sports leagues including the NBA, NFL, NHL, WNBA and the ATP Tour, as well as other well-known professional and amateur sports leagues, teams, organizations, athletes and events. The Team Scotti acquisition adds retail brokerage expertise with respect to MLB/MiLB, elevating NFP’s position as a leader in the sports and entertainment space.

“John and his team are welcome additions to NFP as we continue our focus on growth driven by recognized subject matter experts,” said Lombardi. “Our presence in all the major sports gives us the opportunity to help our clients navigate unprecedented challenges. Whether it’s the delayed start facing MLB, the NFL’s consideration of how best to begin its season, or how the NBA and NHL will handle their playoffs, we will continue to provide whatever support our clients need to move forward once their sports return to play.”

“We are honored to bring our years of experience serving baseball to NFP’s exceptional and diverse portfolio of sports and entertainment offerings,” said Scotti. “Our team is thrilled to join forces with NFP, collaborate within the community and continue to deliver risk solutions tailored to our clients’ needs.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,600 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 6th largest US-based privately owned broker, and 8th best place to work in insurance (Business Insurance); 10th largest property and casualty agency (Insurance Journal); and 13th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

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Drivers Can Get Cheaper Car Insurance If They Install Anti-Theft Devices


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“Anti-theft devices can help drivers protect their vehicles from thieves and save money on insurance. Advanced anti-theft devices can help drivers save as much as 25%, while basic devices may save drivers 1% to 3%.”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has launched a new blog post that presents how anti-theft devices can help drivers pay lower car insurance rates.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/install-anti-theft-devices-and-save-car-insurance-money/

Anti-theft devices can help drivers reduce the risk of having their cars stolen. Most new vehicles come equipped with some form of anti-theft device. Drivers who own older vehicles can make their cars safer by installing one or more anti-theft devices that are available on the market.

To find out more about anti-theft devices and how they can help lower the insurance premiums, read the following:


  •     Most providers are offering discounts for installed anti-theft devices. GEICO offers its customers a discount of up to 25% for anti-theft gear. Other insurers offer discounts between 3% to 15%., depending on the type of anti-theft device installed. Drivers should know that this discount is only offered to the comprehensive coverage part on an insurance plan. Drivers who only have liability coverage are unlikely to significantly reduce their insurance premiums, even if they have an anti-theft device installed.
  •     What anti-theft devices are available on the market. There’s a wide range of anti-theft devices available to anyone. Systems like LoJack or OnStar can remotely shut down the vehicle in the event of theft. GPS trackers can let vehicle owners monitor their car’s location after it’s stolen. Many drivers have active or passive car alarm systems installed on their cars. Some alarms might make a loud noise when someone reaches through the windshield, while other systems might silently alert emergency personnel in the event of theft. Etching the vehicle identification number (VIN) into the windshield is another anti-theft measure.
  •     How much money drivers can save. This type of discount can vary widely between providers. Some companies offer steep discounts for OnStar, for example, but they hardly offer anything for car alarms. Some drivers are getting discounts that are as low as 1%. Drivers who have advanced anti-theft devices like OnStar or other remote shutdown systems installed in their vehicles can save as much as 25%. However, anti-theft devices are becoming more common and the chances to get a huge discount are smaller. Even advanced anti-theft devices are not that uncommon on newer vehicles. The good news is that some providers stack anti-theft device discounts. In this case, for example, a driver can get a 10% discount for OnStar and a 3% discount for a car alarm. This means that the driver can obtain a premium bill that is 13% lower.


For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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First Choice Agents Alliance Chooses Agency Revolution to Deliver Industry-Leading Marketing Solutions


Agency Revolution Logo

Agency Revolution Logo

“With so many of our captive Nationwide members transitioning to an independent model this summer, the timing is perfect for this partnership. We are proud to offer our members value-added benefits like these industry-leading marketing tools by Agency Revolution,” said FCAA President Keith Captain.

Agency Revolution, an insurtech company serving independent insurance agents, today announced a new partnership with First Choice Agents Alliance (FCAA), an insurance aggregator founded to help independent insurance agents grow their businesses.

The agreement gives FCAA members a retail discount on Agency Revolution solutions. With significant savings on websites, email and social tools, and marketing automation software, Agency Revolution will enable powerful marketing capabilities for FCAA members at a highly competitive price point. Additional services, including copywriting, branding and design, search engine optimization, and paid advertising, are also eligible for the FCAA member discount.

With decades of experience serving the independent channel, Agency Revolution designs marketing solutions at every price point that cater to a variety of needs––from individuals just starting out to multi-office, multi-producer teams. By designating Agency Revolution a preferred vendor, FCAA members can access their carriers’ co-op funds to offset the cost of the Agency Revolution platform.

“With so many of our captive Nationwide members transitioning to an independent model this summer, the timing is perfect for this partnership,” said FCAA President Keith Captain. “We are proud to offer our members value-added benefits like these industry-leading marketing tools by Agency Revolution.”

“We’re eager to help FCAA members build a strong digital presence and personalize their communications strategies,” said Scott White, CEO of Agency Revolution, an FMG Suite company. “The partnership works because we share the same goals: to help agencies grow their businesses in a highly competitive independent landscape.”

Discover Agency Revolution’s marketing solutions and services for FCAA members.

About Agency Revolution

Agency Revolution, an FMG Suite company, has served the insurance industry for more than 25 years with a marketing platform to help independent insurance agents and brokers automate their processes, build deeper, more meaningful client relationships, and grow their agencies and brokerages. From professionally designed websites backed by an award-winning content library, to a collection of marketing, communication, and relationship-building tools, Agency Revolution empowers the modern insurance agency with the services and solutions to advance how they do business and grow. Learn more.

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Benefitexpress Marketplace Provides More Benefit Choices for Employees and Saves Employers Money


We are pleased to bring new solutions to help our clients and their employees during these unprecedented times.

benefitexpress™, a leading provider of cloud-based technology software and services for employee benefits administration, announced today a new lifestyle Benefits Marketplace powered by Corestream’s leading platform for connecting employees with personalized lifestyle benefits.

The Benefitexpress Marketplace comes at no cost to companies and enables employers to offer more lifestyle benefits without the administrative burden while increasing employee engagement. Seamlessly integrated with benefitexpress’ proprietary administration platform, My Benefit Express™, employees can elect from a wide selection of lifestyle products to create a unique set of benefits personalized for their needs. Types of products include employee loan programs for short term loans or student loan repayment, employee purchase programs, legal assistance, pet insurance, identity theft, home and auto insurance and a large array of employee discounts.

Corestream’s platform streamlines and automates benefit selection, payroll integration, contract negotiation and remediation, remittance of payments and reconciliation of premiums for individual employees, allowing employers to regularly add valuable employee benefits without taking on additional administrative work or costs. A program of planned year-round communications with targeted and personalized campaigns drive employee engagement.

“We are pleased to bring new solutions to help our clients and their employees during these unprecedented times. The Marketplace provides more options for our clients’ employees when they need them most,” says Michael Sternklar, CEO of benefitexpress. “The variety of products and the ease of payment through payroll deductions simplify and streamline the employee experience. For example, employees may need quick access to funds and their current solution might be to withdraw from their 401(k). A better option through the Marketplace could be a low-cost loan that the employee can pay back via automatic payroll deductions. This alleviates risks of taking money from a 401k to provide a short-term financial safety net.”

“Today we’re happy to announce with benefitexpress the first in a series of collaborative efforts that will bring more lifestyle benefits to employees more easily than ever,” said Neil Vaswani, CEO of Corestream. “Helping bring broader benefits to more employees is particularly important during these challenging times. Our proven capabilities in this space coupled with benefitexpress’ leading benefit administration software and service immediately delivers additional value-added solutions to their current and future clients and broker partners. Our ongoing work together will produce an even greater number of lifestyle benefits that are accessible by employees with ever-greater ease.”

About benefitexpress

Born from benefits experts, benefitexpress delivers industry-leading cloud-based benefits administration technology solutions and services to employers and broker partners and is always ‘at the ready’ for their employees. With client-tested integrated benefits administration, benefitexpress provides technology, flexibility and customer services to the simple and most complex benefit plans. Software and services span a suite of end-to-end solutions including daily administration, full-service contact center, integrated ACA administration, reimbursement account administration, dependent eligibility audits and total compensation statements. For more, visit https://www.benefitexpress.info

About Corestream

Corestream is a leading voluntary benefits technology provider that believes the success of any organization relies on the overall wellness of its workforce, from physical and mental health to financial wellbeing. Corestream’s revolutionary SaaS platform scales the distribution and adoption of voluntary benefits to become an integral part of protecting and enhancing the employees’ livelihood. By removing barriers and streamlining administration, Corestream has become a powerful tool in the arsenal of HR teams, brokers, vendors, and employees. For more information, visit Corestream.com.

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Important Tips That Can Help Drivers Compare Car Insurance Quotes


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“Drivers can save hundreds of dollars per year on car insurance if they know how to compare car insurance quotes correctly. With just a few tips, drivers can get the best deal on car insurance.”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Finding car insurance quotes is not that hard anymore. With just a few clicks, drivers can discover dozens of quotes from insurance providers that are allowed to sell policies in their areas. However, comparing two different quotes can be tricky for most drivers. Finding the differences between a good and a bad policy might be harder than most drivers think.

To compare different car insurance quotes and to find the best insurance plan, drivers should follow the next tips:


  • Compare car insurance quotes online for free. Drivers can simply enter their ZIP code on a brokerage website and check the offers made by providers that sell policies in their areas. Sometimes, drivers will see a general price range for car insurance policies in their areas. At the very least, they can see the names of companies offering auto insurance in their region.
  • Request customized quote forms from multiple insurers. To get a more accurate idea of which insurance provider is the best, drivers should complete several quote forms from different insurers. In these forms, customers will have to submit their personal information such as age, gender, driving record, and other information.
  • Verify coverage conditions and compare identical insurance plans. Different car insurance companies have different standard policies. While some insurers will display their basic liability insurance by default, other providers might show the price for full coverage car insurance, which includes liability, collision, and comprehensive coverage. Also, car insurance plans can vary based on coverage limits.
  • Check J.D. Power ratings. Every year, J.D. Power publishes two studies. The first study is the U.S. Auto Claims Satisfaction Study, where they reveal how easily were customers able to process an insurance claim and if the policyholders were satisfied with the claims process overall. The second study, Insurance Shopping Study, reveals how competitive were the insurance company’s prices and how easy was the shopping experience for customers. It’s not uncommon for certain companies to consistently rank better than their competitors in terms of claims satisfaction and insurance shopping.
  • Check out the complaints about each insurance provider. Drivers can do that by checking The Association of Insurance Commissioners (NAIC) site. The NAIC offers two types of complaint reports. First is the Closed Complaint Counts by Code, where drivers can find out the reasons why complaints were filed against a particular car insurance company. The second is the Closed Complaint Ratio Report, where policyholders can see the number of complaints adjusted by market share. When looking at complaints, drivers can find various information such as reasons for complaint, complaints by type of insurance, a description of what happened, denial of the claim, charging extra fees, and more.
  • Look for discounts that are unique to each provider. Some providers offer discounts exclusive to that company. For example, some insurers are specialized in insuring high-risk drivers and they can offer better rates for these drivers than most insurers. Other discounts that may be unique at one provider include complimentary rental car insurance coverage, discounts to active duty or retired military personnel and their families, discounts for police officers, nurses, doctors, teachers, and more.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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How To Obtain The Most Affordable Auto Insurance Policy


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“Getting an affordable insurance plan might be hard, but it’s not impossible. Shopping around can help drivers negotiate better rates”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

One of the most important and expensive parts of owning a car is car insurance. Finding a good insurance plan that covers all the needs, and at an affordable price, can be quite challenging for most drivers.

Drivers who are not content to pay for expensive premiums should follow the next tips to get more affordable insurance plans:

  • Shop the market for better policies. Shopping around has several advantages. First, drivers can check the prices of policies sold in their areas and they can compare different plans from different insurers to get a sense of insurance costs. Secondly, drivers can discover local, small insurers that offer the same services as big insurance companies, but for lower premiums. Drivers are advised to shop around after they move to a new place. Auto insurance rates can be quite different from one place to another. Also, drivers should check how their premiums will change after a major life event such as getting married, graduating college, getting a new, safer vehicle, or adding a teenage driver to the family’s policy.
  • Check the discounts. When signing for a new insurance plan, drivers should always ask their agents about discounts. To keep a customer loyal to the company, insurance agents can help them find even the most obscure discounts and deals that are available. Discounts such as good grades, safe driver, or good credit score can have a significant impact on the premium bill.
  • Bundle multiple policies. Another great method to save money on car insurance is to bundle different policies. Drivers can bundle their car insurance policy with other policies such as renter’s insurance, homeowner’s insurance, life insurance, or health insurance. Also, if there is more than one vehicle in the household, drivers can get a multi-car insurance bundle discount.
  • Purchase low-risk vehicles. Drivers who need to keep their premiums bill low should look for a standard commuter sedan with some extra safety features built-in. Sports cars, trucks, or SUV’s are more expensive to insure than sedans and should be avoided. Consumers are advised to contact their insurers before buying a new vehicle and check which car is considered the safest and cheapest to insure.
  • Consider removing some coverage. One common mistake made by people when it comes to insurance is to keep comprehensive coverage on cars that don’t need it. Drivers should consider removing comprehensive coverage on old vehicles that have a low value.
  • Get a pay-per-mile insurance plan. Drivers who drive 10,000 miles or less in a year should consider this option. These plans have lower premiums because there isn’t as much risk in a driver who spends so little time on the road. All major providers have low-mileage plans, but drivers should check if local providers are also offering this option.
  • Install a tracking or a telematics device. Some insurers offer plans where the drivers have to install a telematics device in their vehicles or a tracking app on their phones. By doing so, drivers can prove to their insurers that they have safe driving habits in order to get significant discounts.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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