Category Archives: Business

Press Releases from the Business World. Announcements, Product releases, Appointments.

Smart Ways To Get Cheaper Car Insurance Premiums


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“Getting online quotes will help you find affordable coverage. Check our website for more car insurance tips”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Drivers all across the United States have to assume financial responsibility when driving a car. All states, except New Hampshire, require drivers to get car insurance. Depending on the state’s laws, coverage preferences, driving history, and other relevant factors, the coverage will be more or less expensive. Find out how to get cheaper coverage and get free car insurance quotes from http://compare-autoinsurance.org

  • Use a safe location as a parking spot. Insurance companies analyze the place where the car is parked overnight. They associate that specific location with the chances of being stolen or vandalized. When filling online questionnaires users may be asked if the car is kept at the specified ZIP. Obviously, those who park their cars in a garage or a well-monitored parking lot will get better premiums.
  • Improve the credit score. Clients are asked to provide their credit score range when filling in applications. Obviously, people with Excellent status will get better prices. Improving the credit score is possible, but requires financial counseling from experts. They will present all available strategies.
  • Enroll and graduate approved defensive driving courses. Insurance companies are more than happy to work with safe drivers. People who voluntarily enrolled in defensive driving coursed and graduated will get a discount. Furthermore, graduating courses will help drivers keep premiums low, by offsetting some future license points.
  • Cooperate with a good insurance agent. Establishing a good professional relationship with an insurance agent will provide multiple long-term benefits. The agent may periodically inform the driver about the latest offers and discounts. The agent will help the client through multiple legal procedures.
  • Compare online car insurance quotes. Online quotes will help drivers check prices from multiple insurance providers. They will also help drivers customize coverage options and create a coverage plan suitable for the driver’s needs and financial resources.

For additional info, money-saving tips, and free car insurance quotes, visit http://compare-autoinsurance.org

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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The Best Tips For Buying Car Insurance Online


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“Online car insurance quotes allow customers to make an educated choice and customize offers. This will help you save money and get the best deal”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Compare-autoinsurance.org has released a new blog post that explains how to get car insurance online faster and easier.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/5-tips-buying-car-insurance-online/

Buying online car insurance will help drivers save time and money. Many insurers encourage drivers to get coverage online and offer discounts to those that opt for this method. Furthermore, drivers can compare rates online and even select the sum of money they are willing to pay. To get free car insurance quotes from the best insurers, visit http://compare-autoinsurance.org.


  • Have all relevant documents nearby when getting quotes or purchasing coverage. It is recommended to keep car’s papers nearby when requesting online quotes. This will ensure that the provided info is correct.
  • Visit the state’s Department of Insurance. Before buying coverage, make sure to be updated with the state’s current legislation. Drivers should know more about the minimum state requirement, laws involving totaled or stolen cars, usage of credit score in premium’s determination and no-fault status. Also, a person can check an insurer’s complaint ratio via the Department of Insurance.
  • Use multiple sources to get online quotes. It is recommended to get as many quotes as possible before buying coverage. To get in touch with multiple insurance companies selling in a particular area, use a brokerage website. It provides estimates from multiple insurers or redirects to multiple insurers available in the area.
  • Do not lie the insurer. A client’s honesty is crucial for any insurance company. Naturally, they will check if the info provided online matches with the real data. Hiding recent traffic violations is no use, since the insurance companies will investigate with authorities. Insurance companies use CLUE reports to check for past claims.
  • Carefully customize coverage parameters. Insurance websites allow customers to fully customize their coverage options. They can select coverage limits, deductibles, apply for various offers (for example apply to Snapshot monitoring programs or Roadside Assistance) and even customize when to pay the premiums and how.

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://compare-autoinsurance.org

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PCF Insurance Services Forms Strategic Partnership with W.B. Adams


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More than any other group I have ever seen, PCF is developing an extensive infrastructure that serves the evolving needs of agents and helps us find new areas for expansion.

PCF Insurance Services (PCF) announced today the completion of a strategic partnership with W.B. Adams, located in Beaverton, Oregon. W.B. Adams is well-diversified across its customer base with commercial lines, personal lines and a benefits department. They service not only the Beaverton and Portland area, but the entire Western United States. This partnership will allow W.B. Adams the opportunity to cross-sell across the Western U.S. with other PCF partners in the region.

“William is incredibly passionate about the insurance industry and helping others find a way to win, which are values we share at PCF,” said Peter Foy, chairman, CEO and founder of PCF Insurance Services. “He is a great example to other agents and agency builders of the payoffs that hard work and commitment can bring. The W.B. Adams Insurance team is ambitious and the momentum they bring will further energize the PCF family.”

William Adams, owner and agency principal of W.B. Adams, will continue to lead all operations of W.B. Adams and will become an owner and Partner of PCF Insurance Services. Adam’s years of experience in the insurance industry built W.B. Adams into the company it is today. Adams emphasizes the localization of W.B. Adams and strives to treat customers like friends.

“The insurance landscape is changing at a rapid pace and it’s crucial to think about the future,” said William Adams, owner and agency principal of W.B. Adams Insurance. “We need a partner who is forging the industry rather than accepting the status quo. More than any other group I have ever seen, PCF is developing an extensive infrastructure that serves the evolving needs of agents and helps us find new areas for expansion.”

PCF will bring added infrastructure and operational support to W.B Adams through its Shared Services team. This elite team of experts offer tailored support in the areas of finance and accounting, human resources, information systems, carrier relations, communication and marketing, and growth operations. With 36 acquisitions in 2020 and over 60 agencies dotted across the United States, PCF is establishing its place on the national stage among the industry’s most active acquirers.

To learn more about W.B. Adams visit: https://www.wbadams.com/index.html

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About PCF

Founded in 1987 and headquartered in Woodland Hills, CA, PCF is a full-service insurance brokerage firm which provides complete risk management solutions with a broad array of property & casualty, life and health, employee benefits and workers’ compensation insurance products. Due to its scale and growth, PCF is a top 50 broker in the United States by revenue. Additional information can be found at https://pcfinsuranceservices.com/.

About W.B. Adams

W.B. Adams was founded in 1988 and is headquartered in Beaverton, Oregon. W.B. Adams is commercial lines focused and its commercial book includes commercial package, general liability, and auto and workers comp. While being built on the principles of providing superior customer service and quality insurance solutions, W.B. Adams has continued to uphold excellence in all aspects since its establishment. Additional information can be found at https://www.wbadams.com/about-us.html.

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Top Factors That Affect Car Insurance Rates


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“Insurance companies use multiple factors when they calculate rates. It’s all about risk and insurance companies what to know if they will provide coverage to a safe driver or not”, said Russell Rabichev, Marketing Director of Internet Marketing Company.

When determining a person’s risk profile and its associated rates, insurance companies analyze multiple demographic, social, geographic, and economic factors. They all tell more about the probability of making a claim or being involved in an accident in the nearby future. Some factors measure a client’s creditworthiness. Find out more and get free car insurance quotes from http://compare-autoinsurance.org

The main factors that impact car insurance costs:


  • ZIP code. Besides state laws and the geo-economic profile of a region, the risk profile is determined on a neighborhood level. When we talk about larger cities or metropolitan areas, certain neighborhoods are more dangerous than others. High criminality and ongoing gang wars, riots and vandalism will surely affect the rates. Furthermore, the cost of repairing a car in a certain area or road conditions and population density will also count in.
  • Driving record. Is a top influential factor and companies will thoroughly analyze it before issuing any policy. The insurance companies will analyze both the number of accidents involving a person and his number of claims in recent years.
  • Car model. The model of the car is another crucial factor and drivers must provide correct data and show papers when asked. Insurance companies will analyze statistics to check the accident frequency for that particular model, car theft frequency, and if there are any known problems with it. Medium-sized family cars are cheaper to insure and are considered safer. Sports cars or customized cars are pricier to insure. The safety rating is also an important factor.
  • Marital status. Married people pay less on car insurance when compared with their single counterparts.
  • Coverage gaps. Having insurance gaps is heavily penalized by all insurers. A new client that has coverage gaps is not considered trustworthy and will be charged more. Before changing to a new company, make sure to synchronize the start of the new policy with the end of the current one.
  • Credit score. Persons with poor credit scores are seen as unreliable and are expected not to manage premium payments well. This is the main reason why persons with poor FICO scores are considered high-risk.


For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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NFP Offices Named to NAPA’s List of Top Defined Contribution Multi-Office Firms


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“From the team in Aliso Viejo to our offices across the country, we all play a critical role in the success of our business, supporting our clients as they work toward and achieve their retirement goals,” said Nick Della Vedova, president of NFP’s Retirement division.

NFP, a leading insurance broker and consultant that provides property and casualty (P&C), corporate benefits, retirement, and individual solutions, today announced that it has been named to the National Association of Plan Advisors (NAPA) list of Top Defined Contribution (DC) Advisor Multi-Office Firms. NFP’s Aliso Viejo office was named NAPA’s Top DC Advisor Team in a single location. Additionally, Fiducient Advisors, an NFP company (formerly DiMeo Schneider & Associates, L.L.C.), placed third on the Top DC Advisor Multi-Office Firms list with $172 billion in assets across seven offices.

The NAPA Top DC Advisor Multi-Office Firms list recognizes firms with multiple offices advising more than $1 billion in DC assets. Collectively, all firms named to the list have more than $2 trillion under advisement. NFP’s 40 retirement offices advise $282 billion in assets, which ranks second on the list. The full list is available here.

NAPA’s Top DC Advisor Teams list includes the leading retirement plan advisor firms in the country. This list focuses on a single physical location of a firm with at least $100 million in assets under advisement. As of December 31, 2020, NFP’s Aliso Viejo office had $105.5 billion in assets under advisement. The full list is available here.

“We’re honored to be included on NAPA’s list,” said Nick Della Vedova, president of NFP’s Retirement division. “From the team in Aliso Viejo to our offices across the country, we all play a critical role in the success of our business, supporting our clients as they work toward and achieve their retirement goals. We look forward to more collaboration, more growth and more value for our clients.”

“I’m impressed by our team’s ability to navigate the challenges of the last year and stay focused on delivering value to clients,” said Bob DiMeo, CEO of Fiducient Advisors. “Being named to NAPA’s TOP DC Advisor Multi-Office Firms list reflects our team’s consistent delivery of tailored solutions that support clients as they work towards their retirement goals, and it motivates us to go even further in helping clients prosper.”

About NFP

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 5,800 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Visit NFP.com to discover how NFP empowers clients to meet their goals.

About Fiducient Advisors

Founded in 1995, Fiducient Advisors is dedicated to investment consulting. We create highly tailored strategies following a disciplined approach we have honed for more than 25 years. With seven offices across the nation, we are a trusted fiduciary to clients throughout the country. The firm offers no proprietary investment products, nor accepts commissions. At the heart of each client relationship is a deep dedication to putting our clients’ needs first.

Visit FiducientAdvisors.com to see how we can help you prosper.

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ICW Group Names Michael Molina Vice President of Human Resources


ICW Group Names Michael Molina Vice President of Human Resources

“I look forward to expanding ICW Group’s employee-related programs and engaging with team members across the organization to support their personal development and growth goals as well as the goals of our company,” said Michael Molina, VP, Human Resources.

Michael Molina joins ICW Group Insurance Companies, a leading group of property and casualty carriers, as Vice President of Human Resources overseeing the company’s workforce encompassing more than one thousand team members located across the country.

Molina is an industry veteran with more than 30 years of experience in human resources. He will lead ICW Group’s talent acquisition efforts for all of its lines of business as well as guide employee engagement and learning and development programs. Prior to joining ICW Group, Molina was a consultant conducting human capital due diligence for a private-equity firm. He was also previously a business executive and chief human resource officer for Vistage International serving as change agent and talent developer for the leading CEO peer advisory and coaching organization.

“The heart of ICW Group’s success is our people, and the Human Resource department’s ability to attract the best talent is critical to creating the best insurance experience possible for our policyholders and agent partners,” said John Novak, Chief Operating & Strategic Execution Officer. “Michael’s extensive experience coupled with his ability to create personalized employee experiences that motivate top performance will serve ICW Group well.”

Molina received his Master of Science degree in industrial and labor relations and a Bachelor of Science degree in public relations, Cum Laude, from West Virginia University. He will lead the human resources team based out of ICW Group’s headquarters in San Diego.

“I look forward to expanding ICW Group’s employee-related programs and engaging with team members across the organization to support their personal development and growth goals as well as the goals of our company,” said Molina.

About ICW Group

Based in San Diego, ICW Group Insurance Companies is the largest privately held insurance company domiciled in California. Quoting more than $3 billion annually, ICW Group represents a group of Workers’ Compensation, Assumed Reinsurance and Catastrophe insurance carriers, including Insurance Company of the West and Explorer Insurance Company. ICW Group is recognized nationally as an industry leader in helping policyholders achieve fewer and less costly claims while elevating the trusted agents who advise them. More information is available at http://www.icwgroup.com, http://www.twitter.com/ICWGroup, http://www.linkedin.com/companies/icw-group and http://www.facebook.com/ICWGroup.

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Readiness Associates Forms Advisory Board of National Industry Leaders to Drive Next-Stage Growth


Readiness Associates

We’ve all been impacted by the many unknowns of COVID-19 over the last year. Emerging stronger and better-prepared for the future requires leadership and learning.

Readiness Associates (RA), a Portland, Maine-based full-service emergency preparedness and business continuity company, today announces the formation of their new Advisory Board. RA provides a comprehensive portfolio of onsite and virtual solutions that empower organizations to protect both their business operations and their employees in times of crisis.

RA’s Advisory Board brings together respected leaders from diverse backgrounds and industry verticals that include technology, healthcare, law, communications, insurance, finance, and more. Advisors will leverage their network relationships and specific expertise to drive the company’s mission to build more confident, proactive, and resilient workplaces as the first line of defense to mitigate any manmade or natural threat.

“Since the pandemic, our company has experienced significant change and growth driven by the shifting burdens this crisis has forced upon so many of our clients, but our core purpose remains the same,” said Michael J. Boardman, CEO. “We’re here to make a difference in the world, which includes saving lives.”

Boardman added, “We’ve all been impacted by the many unknowns of COVID-19 over the last year. Emerging stronger and better-prepared for the future requires leadership and learning. More importantly, all companies require thoughtful planning for the range of risk possibilities unique to every organization. Our Advisory Board will deliver the best strategic and tactical thinkers in their respective verticals.”

Readiness Associates will feature individual announcements over the next several weeks.

About Readiness Associates

Readiness Associates (RA) enables leaders from all types of organizations to confidently assess and overcome critical threats with customized emergency preparedness and business continuity planning. Our comprehensive ReadySuiteTM of onsite or virtual solutions empowers our partners to weather any adversity, natural or manmade, by fortifying their entire organizations in key areas that include cloud-based response planning and pandemic wellness tracking; compliance and regulatory audit planning; crisis communications; cyber-security training; and more. Visit us online at: http://www.readinessassociates.com

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Kin Insurance Launches Landlord Insurance in Louisiana


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Our expansion within Louisiana is proof of our commitment to making real change in the lives of our customers and local real estate owners.

Kin, the insurance technology company changing home insurance through intuitive tech and affordable pricing, today announced its agency, the Kin Insurance Network Distributor (KIND), a licensed surplus lines producer, is launching landlord insurance in Louisiana, accelerating the company’s growth in the state.

On March 23, Kin announced that KIND would be offering homeowners insurance in Louisiana for the first time.

The news makes Kin the foremost leader in protecting homes most affected by climate change across the United States. The company, focused on making home insurance more accessible, is the only insurtech provider currently operating in Florida, California, and Louisiana. Whereas legacy insurance providers only assess hundreds of property data points, Kin analyzes more than 10,000, making the company better equipped to evaluate the risk and fairly price properties.

“We’re committed to using technology to make property insurance easier for everyone. But we focused first on regions most impacted by climate change and natural disasters because they need affordable solutions now,” Kin Co-Founder & CEO Sean Harper said. “Our expansion within Louisiana is proof of our commitment to making real change in the lives of our customers and local real estate owners.”

KIND can offer Louisianans landlord insurance for property owners who rent out their detached homes and townhouses. It also covers investors with short-term rental properties.

The Louisiana landlord policy can cover all sources of damage to the physical structure of the property except those listed as exclusions. It also covers damage to other structures on property such as a garage or shed, personal property such as appliances, personal liability, and fair rental value.

About Kin:

Kin is the home insurance company built for the future. By leveraging thousands of property data points, Kin customizes coverage and prices through a super simple user experience. Kin offers homeowners, landlord, condo, and mobile home insurance through the Kin Interinsurance Network (KIN), a reciprocal exchange owned by its customers who share in the underwriting profit. Because of its efficient technology and direct-to-consumer model, Kin provides exceptionally low prices without compromising coverage. To learn more, visit https://www.kin.com.

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MOTER Technologies Launched to Commercialize Connected Car Data


Aioi Nissay Dowa Insurance Services USA (Aioi USA) has launched MOTER Technologies, Inc., a software development and data science company in Los Angeles, to leverage the organization’s capabilities in the efficient use of connected car data to understand driving risk and produce insights into driving and safety. Aioi USA has been collaborating with partners in the automotive industry to take advantage of the growing body of information produced by modern vehicles, advanced sensors and next-generation safety systems to produce the most accurate analyses of how people and vehicles operate on the road and the safety of all involved.

The MOTER platform, an acronym of Mobility On The Edge in Realtime, is an edge computing data science software solution designed to extract the value of the data produced by modern vehicles through computational analysis performed on the vehicle. The data science products and insights produced on the edge are then transmitting to the MOTER data exchange cloud architecture structured to provide a many-to-many relationship between automotive companies and insurance companies with an appetite for better insight into the risks they insure. Additional applications for the MOTER data science platform include predictive maintenance, mobility fleet services, battery analysis and advanced safety system performance evaluation.

“After many years of working with data for usage-based insurance, my ultimate goal was to bring our insurance data analytics software, MOTER, to the car itself,” says Kenji Fujii, CEO of MOTER Technologies. “MOTER will deliver the most efficient and effective ways to leverage connected car data, enabling broader usage and bridging the gap between the automotive and insurance ecosystems.”

The MOTER platform is intended to complement the software-first approach that many OEMs have been adopting. This strategy has car manufacturers focused on delivering digital products and services in addition to competing on manufacturing prowess. A key aspect of this shift is commercialization of connected car data and its many applications.

“We’ve developed a lot of expertise in working with the treasure trove of data produced by modern vehicles,” says Craig Lozofsky, COO of MOTER Technologies. “And we know what data science insights are important to insurance companies in evaluating the safety and performance of vehicles and drivers. Effective commercialization of connected car data represents both a large challenge and an enormous opportunity.”

The new company will work with automotive OEMs, Tier 1 suppliers and insurance companies to deliver on the promise of new mobility and the changes to come in transportation.

About MOTER Technologies, Inc.

MOTER Technologies is a software and data science company focused on bridging the gap between the automotive and insurance ecosystems. The insurtech company continues research and development begun within its parent organization, with a focus on commercialization of connected car data and development of new insurance products and services in collaboration with OEMs, Tier 1s, insurance companies and new mobility fleets. http://www.moter.ai

About Aioi Nissay Dowa Services USA

Aioi Nissay Dowa Insurance Services USA is a data-science focused US insurtech subsidiary of Aioi Nissay Dowa Insurance Co., Ltd. that is bringing data-driven insurance products and insights to the world of CASE (Connected, Autonomous, Shared, Electric) transportation solutions. Aioi USA works with fleets, OEMs, insurance carriers and advanced technology organizations to leverage the potential of data produced by modern vehicles to better understand risk and safety. http://www.aioi-usa.com

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One Inc. Meets Rigorous Standards to Become a Nacha Certified Third-Party Sender


“As the ACH Network continues to grow and thrive, it remains important that Third-Party Senders engage in sound risk management practices and implement quality controls,” said Michael Herd, Nacha Senior Vice President, ACH Network Administration.

One Inc, which delivers a frictionless payment experience to over 165 insurance companies, has met the rigorous standards to become a Nacha Certified Third-Party Sender.

Nacha Certified is a voluntary program created by Nacha—the organization that governs ACH Network—which enables Third-Party Senders to differentiate themselves by meeting standards for ACH risk management and compliance.

“As the ACH Network continues to grow and thrive, it remains important that Third-Party Senders engage in sound risk management practices and implement quality controls,” said Michael Herd, Nacha Senior Vice President, ACH Network Administration. “Being Nacha Certified shows that One Inc has demonstrated a commitment to strong risk management.”

One Inc helps insurers deliver optimized customer experiences through its Digital Payments Platform that provides a comprehensive inbound and outbound solution. One Inc annually processes more than $15 billion in payment volume.

“Insurance carriers today have an extremely high amount of pressure to keep insured data safe,” said Christopher W. Ewing, CEO of One Inc. “We take this obligation very seriously at One Inc, and our Nacha certification is one more important step in securing our customers’ data and demonstrating the strength of our corporate controls.”

Learn more about Nacha Certified at http://www.nachacertified.org.

About Nacha

Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. Nearly 27 billion ACH Network payments were made in 2020, valued at close to $62 trillion. Through problem-solving and consensus-building among diverse payment industry stakeholders, Nacha advances innovation and interoperability in the payments system. Nacha develops rules and standards, provides industry solutions, and delivers education, accreditation, and advisory services.

About One Inc

One Inc is modernizing the insurance industry through a unified and frictionless payment experience. Focusing only on the insurance industry, One Inc helps carriers transform their operations by reducing costs, increasing security, and optimizing customer experience. The comprehensive end-to-end digital payments platform provides expanded payment options, multi-channel digital communications, and rapid digital claim payment, even for the most complex insurance use cases. As one of the fastest growing digital payments platforms in the insurance industry, One Inc manages billions of dollars per year in premiums and claims payments. For more information, please visit http://www.oneinc.com.

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