Business: Insurance

Car Insurance Guide – How To No Longer Be Considered A High-Risk Driver

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“Nobody wants to be labeled as high-risk. The increased premiums can have a drastic impact on anyone’s budget. Fortunately, the high-risk status is not permanent and there are certain methods to prevent anyone from obtaining that label”, said Russell Rabichev, Marketing Director


LOS ANGELES (PRWEB)

Compare-autoinsurance.org has launched a new blog post that explains how drivers can save car insurance money by moving from the high-risk driver status to standard-driver status.

For more info and free quotes, visit https://compare-autoinsurance.org/how-can-you-move-from-the-high-risk-driver-category-to-standard-driver-category/

Car insurance companies are analyzing multiple factors to determine the risk profiles of their customers. Drivers that are categorized as high-risk will have to pay the highest insurance premiums. To get rid of the high-risk label, drivers can do some changes in certain areas.

Drivers that want to promote to the standard-driver category should know the following:


  • Find out for how long a driver can be considered a high-risk. Depending on the reason why someone is seen as a high-risk driver, this status will remain active for a period that is between several months and a few years. Drivers can be considered high-risk for various reasons. This status is usually obtained by drivers that have several traffic tickets, drivers that were at-fault in one or more accidents, or drivers convicted for DUI. To be promoted to the standard-risk, drivers will have to maintain a clean driving record for at least three years.

  • Research more about all factors that can determine a driver to be labeled high-risk. Drivers can be considered high-risk from other reasons that are not related to their driving records. Drivers that own expensive vehicles like muscle cars, limousines, or exotic sports cars are considered high-risk even if they are not bad drivers. Persons that have poor credit scores are seen as high-risk for their increased chance of filing a claim. The lack of driving experience will place young and new drivers in the same high-risk category. Finally, drivers that have insurance lapses will also be labeled as high-risk.

  • Important things to remember. Comparing insurance quotes is very important for high-risk drivers. Certain insurers might label a driver as a high-risk, while at others the same driver is seen as a standard-risk. To lower the chances of being labeled as high-risk, drivers can improve their credit score, buy a safer vehicle, or they can enroll in a defensive driving course. The high-risk driver status Is not permanent and drivers will eventually get rid of it.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

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