Good news for Coloradans in need of fertility treatment, new Colorado Building Families Act takes effect Jan 1, which mandates expanded insurance coverage


SGF Colorado encourages Coloradans to learn more about expanded insurance coverage mandates made possible by the new Colorado Building Families Act.

During open enrollment season, Shady Grove Fertility Colorado encourages individuals and couples in need of fertility and family-building care to learn more about expanded insurance coverage mandates made possible by the new Colorado Building Families Act.

“We want Coloradans to know their insurance plans could now provide much-needed access to fertility and family-building care through this new legislation,” shares Alex Polotsky, M.D., Medical Director at SGF Colorado. “At SGF Colorado, we are honored to serve patients in Denver and Colorado Springs and are thankful the Colorado Building Families Act will expand access to care for many Coloradans.”

The Colorado Building Families Act, which will take effect January 1, 2023, will require large group insurance plans issued or renewed in Colorado to cover the diagnosis of infertility, treatment for infertility, and fertility preservation services. The new mandate will provide for three completed egg retrievals and unlimited embryo transfers, as well as fertility preservation for people with cancer and others at risk of medically induced infertility. The definition of infertility for the new coverage includes the LGBTQ+ community and unpartnered individuals.

“I’m thrilled to see the hard work of RESOLVE: The National Infertility Association and Colorado Fertility Advocates, and so many others, come to fruition to bring Coloradans greater access to family-building care,” adds Cassandra Roeca, M.D., SGF Colorado physician and Chair of Colorado Fertility Advocates.

As longtime partners of RESOLVE, SGF physicians are dedicated to increasing access to fertility care and have been involved with state insurance mandates across the country.

SGF Colorado provides comprehensive fertility and family-building services at its Denver and Colorado Springs locations including:

  • fertility and ovarian reserve testing and diagnosis,
  • semen analysis,
  • hysterosalpingogram (HSG),
  • low-tech fertility treatment options such as intrauterine insemination (IUI),
  • in vitro fertilization (IVF),
  • donor egg, sperm, and embryo,
  • genetic screening and testing,
  • gestational carrier,
  • egg freezing,
  • fertility preservation for patients with cancer, and
  • LGBTQ+ family building.


For Coloradans without insurance coverage, SGF Colorado offers innovative financial programs, including a 100% refund guarantee program. SGF was among the first fertility practices to create an IVF program with a refund guarantee, known as the Shared Risk 100% Refund Program. This exclusive program provides patients with the opportunity to pay a fixed amount for up to six fresh IVF or donor egg cycles and any subsequent frozen embryo transfers (FETs). In the event the patient does not take home a baby, SGF provides a full refund. Eighty-two percent of participants take home a baby.

Other popular programs that make treatment at SGF Colorado more affordable include a Shared Help Discount Program, an income-based program that offers a discount on most treatments and procedures, a Military Discount Program, which offers active U.S. military and reservists a discount off qualifying self-pay rates, and a Shared Donor Egg Program, which reduces the cost of donor egg treatment when sharing donated eggs with other patients — an approach that does not lower the chances of conception but significantly lowers the cost.

To schedule an appointment with an SGF Colorado physician, call 720-778-3810, or complete this brief online form.

To learn more about the Colorado Building Families Act, visit RESOLVE and Colorado Fertility Advocates.

About Shady Grove Fertility (SGF)

SGF is a leading fertility and IVF center of excellence with more than 100,000 babies born from 30+ years of continuous innovation and patient-centered fertility care. With over 50 locations throughout the U.S. and in Santiago, Chile, SGF accepts most insurance plans and makes fertility treatment accessible and affordable through innovative financial solutions, including 100% refund guarantees. SGF is among the founding partner practices of US Fertility, the largest physician-owned and physician-led partnership of top-tier fertility practices nationally. Call 1-888-761-1967 to schedule a new patient appointment or visit ShadyGroveFertility.com for more information.

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