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The pros and cons of home refinancing from the Paso Robles expert


The pros of mortgage refinancing include:

  • Lower monthly payments and interest rates: One of the most compelling reasons to refinance is to secure a lower interest rate. Lower interest rates mean less money paid in interest over the life of the loan. This can save homeowners tens of thousands of dollars in the long run, especially for those with large mortgages or high-interest rates.

Regardless of how tempting a lower interest rate and lower payments might seem, there can be hidden risks. Working with the Paso Robles home refinancing expert helps avoid the downsides of refinancing a mortgage, which include:

  • Upfront costs: Refinancing comes with closing costs, which can include application fees, appraisal fees, and title insurance. These costs can add up, so it’s essential to calculate the breakeven point to determine if refinancing makes financial sense.

A home is an asset and an investment in the future. There are times when tapping into the value of the home and refinancing could be a smart move:

  • Lower interest rate: If current market rates are significantly lower than your existing mortgage rate, refinancing could be a smart move. Also, if your credit score has improved since purchasing the home, you may qualify for a better interest rate.

Regardless of why you want to refinance your home, Marc is going to work for you to make the process as easy as possible and get you the best loan for your future. With access to multiple lenders, Marc has the ability to quickly identify lenders that are interested in meeting your home refinancing requirements.

Recognizing that each customer has unique needs, Marc and his team of professional loan consultants find the right lender for home refinancing. Backed by Certainty Home Lending, Marc and his team ensure a smooth loan process.

Marc Coons
806 9th St, Suite 2A
Paso Robles, CA 93446
(805) 712-8040

Media Contact

Scott Brennan, Access Publishing, (805) 226-9890, scott@accesspublishing.com

SOURCE Marc Coons

Apex Companies Celebrates 20 Years of Solving Customer’s Tough Warehouse Challenges


“The difference between success and failure is the execution. I believe it’s a part of our company’s DNA to do the absolute best for our clients and ensure that they get the win,” adds Turcich. Staying true to those principles has helped Apex expand both its capabilities and operations.

As customers identify needs, Apex is primed and ready to fulfill them.

“We’ve transitioned into providing not only racking and fork truck sales and service but the full scope of material handling needs for our customers. As their businesses expand, they look to us to help make them more efficient,” adds Bill DeHaan, Principal, Apex Storage LLC.

When they saw a need for professional installation services, Apex staffed up and dispatched teams across the U.S. Today, Apex deploys 12 national installation teams, creating a seamless connection between warehouse design and implementation.

Apex also launched its Rack Repair & Safety division to answer the need for professional pallet rack inspections and damage repair services.

Most recently, Apex Automation Solutions has become a leader in exploring automation technologies that address long-standing industry challenges –from reducing labor reliance and costs to managing inventory and supply chains.

Over the last two decades, Apex Companies has nurtured invaluable and lasting partnerships with leading manufacturers and equipment suppliers. “We look to each project as a partnership between the Apex employees, the customer, and our vendors. If everyone’s on the same page and synced up, that delivers the best customer experience and drives to our collective success,” explains Peter DeHaan, Principal.

As Apex Companies celebrates its 20th anniversary, it remains dedicated to anticipating customer needs and growing ahead of those challenges to help businesses optimize warehouse operations and achieve continued success.

Learn more about the Apex Companies’ story — visit our website.

About Apex Companies

Headquartered in Oak Brook, IL, with regional offices in Colorado and the Carolinas, the Apex family of companies provides full-service material handling and storage solutions to optimize distribution and order fulfillment efficiency. Whether building a new grassroots facility or improving the throughput of an existing warehouse or DC, Apex delivers the full range of products and services required. “We Got This” is the Apex motto whether designing, installing, or repairing your storage and automation solutions or providing forklifts, equipment, and training –At any point in your project, you’ll find a dedicated Apex resource.

The Apex Companies banner includes Apex Material Handling, Apex Warehouse Systems, Apex Storage, Apex Automation Solutions, and Apex Rack Repair and Safety.

Media Contact

Judy Swajger, Swajger Group LLC, 1 (973)5348045, judy@swajgergroup.com

SOURCE Apex Companies

Brian’s Club Unveils Commission-Free Cryptocurrency Innovations


Brian’s Club is ushering in a new era of cryptocurrencies that operate without the need for hefty transaction fees or intermediaries. This advancement empowers users by reducing the cost and complexity of financial transactions. The newly introduced tokens are tailored for the Web3 ecosystem, offering users access to the decentralized internet of the future. These tokens facilitate seamless participation in the emerging Web3 landscape, providing a gateway to innovative decentralized applications.

The transition from traditional banking to cryptocurrencies represents a monumental shift in the financial sector. Cryptocurrencies offer users greater control, transparency, and accessibility, making them an appealing choice for those seeking to escape the limitations of traditional banking systems.

Brian’s Club invites individuals to explore the technical mechanics of commission-free cryptocurrencies and discover how these innovations are reshaping the future of finance. As the world transitions to a new era of decentralized financial services, Brian’s Club stands as a trusted partner and educator in this transformative journey.

Media Contact

Ronald Gttens, Briansclub private limited, 1 2539885491, [email protected]https://briansclubs.cm 

SOURCE Brian’s Club

Open Enrollment Available for Clarion Safety Systems and Machine Safety Specialists Live, Online Training Course on Machine Safety and Risk Assessment


  • Machine safeguarding
  • Machine risk assessment
  • Control reliability, functional safety, and safety interlocks
  • Effective alternatives for hazardous energy control (LOTO alternatives)
  • Liability and legal concerns
  • Applicable OSHA, ANSI, NFPA, RIA, and ISO standards

One of their most requested topics is their “How to Perform a Risk Assessment” module, which details why risk assessments are needed, risk assessment systems, risk factors (severity, exposure, and probability), and how to use risk assessment spreadsheet tools.

There is also an option for participants to add on a third day of training on December 7th with specialized technical break-out sessions for a deeper understanding of the subject material. These sessions go more in-depth on technical topics (such as industrial robot and cobot safety, advanced functional safety and control reliability, and safety requirements for bypassing guards) and allow for focused Q&A time. As the previous course participant list grows, the MSS team would also like to note that anyone who has attended a training course led by them in the past is eligible to register for the day of advanced technical training and Q&A sessions.

The course will be instructed by Ken Hackworth, PE, FS Eng. (TÜV Rheinland #12058/16). With over 30 years of experience in industrial controls and functional safety systems, Hackworth is a licensed Professional Engineer (PE) and certified Functional Safety Engineer, as well as a member of ANSI B11 and the American Society of Safety Professionals. He is also experienced and certified in U.S. and international safety standards, including OSHA, ANSI, NFPA, RIA, and ISO/EN standards and specializes in machine safety engineering and compliance consulting.

To learn more about the online training, including the team at Machine Safety Specialists, as well as how to register, visit the Machine Safety Specialists website.

Contact Clarion Safety to learn more about the company’s industry experts and opportunities for collaboration on media and educational projects.

ABOUT MACHINE SAFETY SPECIALISTS
Since 1977, Machine Safety Specialists has helped businesses improve industrial workplace safety and become compliant with OSHA, ANSI, NFPA, and ISO/EN machine safety standards. The company specializes in the areas of machine guarding, risk assessment programs, safety interlock and safety control systems, plant risk management, and safety training – empowering its clients with the knowledge needed to become compliant and improve safety. Machine Safety Specialists’ certified engineers are experienced in machine safety and regulatory compliance and are experts in robotics and automated machinery, fluid power safety systems, and functional safety (control reliable) systems. For more information, visit http://www.machinesafetyspecialists.com.

ABOUT CLARION SAFETY SYSTEMS
Clarion Safety Systems, LLC, is the leading designer and manufacturer of visual safety solutions that help customers in more than 180 industries worldwide to make their products and premises safer. Clarion Safety offers a full range of standard and custom products including machinery safety labels, environmental and facility safety signs, pipe and valve identification markings, lockout/tagout products, and safety-grade photoluminescent egress path-marking escape systems. The company also provides complementary services for comprehensive machine safety, compliance and risk reduction. Founded in 1990, Clarion Safety continues to play a leading role in the development and writing of international and national standards for safety signs, labels, and markings. It is headquartered at 190 Old Milford Road in Milford, PA, 18337, and online at http://www.clarionsafety.com.

Media Contact

Erin Earley, Clarion Safety Systems, 570-296-5686, [email protected], www.clarionsafety.com

SOURCE Clarion Safety Systems

Reallusion Unveils ZBrush Face Tools, letting Character Artists Turn Concept into Animation


Groundbreaking Design Solutions

The power trio of Character Creator, ZBrush, and Face Tools opens new creative avenues beyond existing possibilities by crossing the traditional divide between artistic and technical disciplines.

  • From 3D Concepting to Final Animation: Character artists, who were previously confined to sculpting concepts and producing static models, can now handle the entire character production process from modeling to animation, regardless of their skill levels.

Express Pipeline

Face Tools provides artists with a comprehensive set of tools designed to enhance productivity and achieve previously unattainable results. Among its features is the capability to leverage ZBrush for sculpting 3D scans or utilizing premade models, seamlessly converting them into CC characters for real-time animation. This remarkable functionality is enabled by the extensive depth of the Reallusion tool stack, which encompasses iClone for keyframe and mocap animation, along with Headshot 2.0 for converting 3D heads from both models and photographs.

New Key Features

  • Rapid Iterations using Pre-rigged Base Meshes: Utilize CC morphs to quickly approximate the character’s appearance. With just one click, send it to ZBrush for detailed sculpting and polypainting. Easily update the sculpting details back to the CC model, complete with baked diffuse, normal, and cavity maps.

Core Technology

Face Tools is backed by a powerful feature set that distinguishes it from the standard fare of ZBrush plugins. These features facilitate greater interaction between CC and ZBrush subtools and polygroups, while also providing conversion techniques to optimize the use of ZBrush’s native displacement and polypaint channels. Ultimately, these underlying technologies focus on delivering the best user experience by intertwining the strengths of CC and ZBrush.

New Key Features

  • Subtool Support: Experience the convenience of breaking down your character into ZBrush subtools, benefitting from identical model structures that effortlessly facilitate character transfers between ZBrush and Character Creator.

For further production information 

About Reallusion
Reallusion software is a platform for digital human character creativity and animation design. Emphasizing character scalability for creative and industry projects, Reallusion’s real-time characters populate media and entertainment, metaverse, digital twin factories, architectural visualizations, and AI simulations.

Media Contact

Finnie Lu, Reallusion Inc., 886903363701, [email protected], https://www.reallusion.com/

JOHN MARTIN II, Reallusion Inc., 6156738814, [email protected], https://www.reallusion.com/

SOURCE Reallusion Inc.

Seth Blumenthal, Executive Search Leader, Joins Focus Search Partners as Managing Director for Enterprise Technology Practice


“Seth’s track record of success, diverse experience and knowledge across business funding, organizational design, regulatory frameworks and executive search make him an incredible expert in the market,” said Adam Charlson, managing partner of Focus Search Partners. “Our clients will benefit tremendously from his insights and our firm is gaining an exceptional resource to solution for the needs of the venture capital community. We are thrilled to have him join our team.”

Prior to Focus Search Partners, Seth was a partner at a prominent executive search firm and global talent management platform, specializing in CEO and board appointments. For over four years, he played a pivotal role in establishing and expanding both the early stage and deep tech practices, collaborating with businesses and investors across the United States, Europe, the Middle East and Australia. He also served as General Counsel & Vice President of Business Development for an education-focused for-profit entity. In this capacity, he contributed significantly to the organization’s strategic growth.

Earlier in his career, Seth practiced law at two reputable firms, focusing on M&A and corporate governance advisory within the technology, financial services and healthcare sectors. Notably, he also served as an Assistant District Attorney in the Major Economic Crimes Bureau at the Manhattan District Attorney’s Office.

“Seth understands the needs of high-growth businesses during the various stages of their lifecycles,” said Founder and Managing Partner of Focus Search Partners, Paul Frankenberg. “His holistic approach will create the on-brand experience for our stakeholders—both clients and candidates—that we are invested in creating across our business. Enterprise technology and deep tech is and will continue to be a focal point for our practice, and we are thrilled to add talented individuals like Seth to our growing team.”

About Focus Search Partners

Focus Search Partners is an award-winning retained executive and interim search solutions firm specializing in the executive recruitment and board development for evolving and established businesses, both public and privately held. We build teams that grow companies. Learn more at focussearchpartners.com.

Media Contact

Brittney Kowalski, Focus Search Partners, 1 603-504-2024, [email protected], https://focussearchpartners.com/

SOURCE Focus Search Partners

Understanding Your Organization’s eProcurement Needs, Challenges & Opportunities


Unimarket to Host Webinar: Understanding Your Organization’s eProcurement Needs, Challenges & Opportunities Webinar Features eProcurement Experts from Marshall University and Huron Consulting Group

AUCKLAND, New Zealand, Oct. 18, 2023 /PRNewswire/ — Unimarket, a leading provider of eProcurement solutions, is pleased to announce it will host a live webinar – Understanding Your Organization’s eProcurement Needs, Challenges & Opportunities – on October 23, 2023, at 2:00 PM ET.

Unimarket’s live webinar event will explore crucial questions and provide valuable insights into the world of eProcurement.

In today’s rapidly evolving business landscape, eProcurement has become vital for organizations looking to streamline their purchasing processes, increase efficiency, and drive cost savings.

Unimarket has assembled a panel of industry experts to share their insights and knowledge and to assist organizations in making informed decisions about their eProcurement journey.

The webinar will explore key topics, including:

  1. Identifying Pain Points: What are your organization’s pain points in its procurement process, and how can eProcurement address these challenges?
  2. Setting Goals: Defining your organization’s goals and expectations for eProcurement and aligning them with your long-term strategy.
  3. Gauging Readiness: Assessing your organization’s readiness to adopt eProcurement, considering factors like culture, technology, and change management.
  4. Support Requirements: Determining the level of support your organization needs for a successful eProcurement implementation.

During this enlightening session, attendees will delve into crucial considerations before digitalizing their procure-to-pay business processes. These areas include the seamless integration of eProcurement solutions with existing ERP and other systems, a deep understanding of the provider’s approach to customer service and ongoing support, comprehensive insights into the implementation process, and what to expect during this transformative stage.

“In today’s dynamic procurement landscape, understanding your organization’s unique eProcurement needs is paramount, said Julie Wetzel, Solution Consultant, Unimarket. “Our webinar aims to empower organizations with the knowledge they need to make confident decisions and unlock the full potential of eProcurement.”

Featured speakers at the webinar include:

  • Michelle Wheeler, Director of Purchasing, Marshall University: An industry veteran with over 20 years of experience, Michelle is an expert in procurement best practices, diversity in supply, and subcontractor management.
  • Snow Cheng Rutkowske, Higher Education Consulting Senior Director, Huron Consulting Group: Snow specializes in strategic sourcing and procurement solutions, offering extensive experience in project management and sourcing strategy development.
  • Julie Wetzel, Solution Consultant, Unimarket: Julie brings a wealth of knowledge in higher education and procurement, previously serving as the Assistant Director of Procurement and Payment Services at Duquesne University. Her experience as a former Unimarket customer adds a unique perspective to her insights.

Take advantage of this outstanding opportunity to learn more about eProcurement from industry experts.

Register now to secure your spot for the live webinar on October 23, 2023, at 2:00 PM ET. Join and explore the world of eProcurement, discover your organization’s potential, and set the course for a more efficient future.

For registration and additional details, please visit the Zoom link here.
For those unable to attend the live event, an on-demand version of the webinar will be available.

About Unimarket
Unimarket makes procurement simple with an easy-to-use cloud-based solution that connects an extensive catalog-driven supplier marketplace with purchasing, invoice management, and card payment functions—all in one integrated platform. Founded in 2005, Unimarket is trusted by organizations from a diverse range of industries, including higher education, healthcare, government, research, and financial services. For more information, visit unimarket.com or follow us on Twitter @Unimarket, LinkedIn at linkedin.com/company/unimarket, or Facebook at @UnimarketProcurement.

Media Contact

Lou Hughes, Unimarket, 5615080128, [email protected], https://www.unimarket.com

Lou Hughes, Moving Minds, 5615080128,[email protected], https://movingminds.io

SOURCE Unimarket



The founder of Stark Drones spoke at Maker Faire Bay Area 2023 on Making the World More Connected



The founder of Stark Drones talked about making the world a more connected place during Maker Faire Bay Area 2023

SAN FRANCISCO, Oct. 18, 2023 /PRNewswire-PRWeb/ — The founder of Stark Drones gave a talk on making the world more connected during Maker Faire 2023 – Bay Area. This was his first global Maker Faire to speak at and previously he has spoken at Maker Faire Detroit in 2017, 2018, and 2019. He gave this talk on October 14th and on the 15th as well. Stark Drones is in the business of working on cubesats and internet balloons, amongst other technologies, and their goal is to provide internet at a much more cost-effective rate. They do this through the usage of aerostat balloons as well, which are these balloons made of a special material that can hold helium and/or hydrogen for long periods of time. They’ve previously done an internet balloon test launch in Harbor Beach, Michigan just last year.

Sucheta Kamath, Founder, ExQ®, a research-based Executive Function curriculum, is invited speaker for the Georgia School Superintendents Association Bootstrap Conference


  • Dale Alexander, Author, The Talk – Financial Literacy
  • Will Schofield, Hall County Schools Superintendent, One District’s Efforts to Promote Emotional and Mental Health
  • Sucheta Kamath, Executive Function Specialist, Speech-language Pathologist, TEDx Speaker, CEO & Founder, ExQ, Teaching Executive Function: Catalyst for Delivering the Power and Promise of 21st Century Learning

More than 183 superintendents, 400 cabinet level administrators and Associate members (representing RESA’s, colleges and universities throughout Georgia) who are active members of GSSA will attend to learn from presentations that address the current research about how our Executive Function and social emotional regulation skills impact our ability to learn.

“Educational leaders are recognizing the need for a multi-faceted approach when addressing connections between adverse childhood experiences, academic achievement, mental health and long-term well-being. Research has shown that childhood stress and trauma may compromise the development of Executive Function and associated self-regulation skills. It is precisely the limitations in these specific skills that are associated with poor academic outcomes, dropping literacy and math competencies, low graduation rates, mental health problems, unemployment, behavioral issues, and even incarcerations,” shared Sucheta Kamath, Founder and CEO, ExQ.

“Fortunately, there is strong evidence showing that explicitly teaching students Executive Function skills reduces the lifelong consequences of mental health illness and improves learning capacity. We can teach students these much needed skills such as focus and strategies for effectively controlling their behaviors, to improve outcomes and wellness. Strengthening our students’ Executive Function skills is proactive and preventative. It should be viewed as a critical component of the continuum of lifelong learning, literacy, mental healthcare and wellness in our schools, homes, and communities.”

About ExQ®: Rooted in more than 25 years of cognitive neuroscience and Executive Function training expertise, ExQ® is a cloud-based patented system designed to enhance the brain’s Executive Function through personalized game-based training that focuses on teaching students to learn how to learn. Learn more about implementing Executive Function curriculum with ExQ® for School at https://exqinfiniteknowhow.com.

Media Contact

Lisa Campbell, BRANDfit Consulting, 7703153088, [email protected], www.brandfitconsulting.com

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SOURCE ExQ



DesignRush Releases October Lineup of Top Branding Agencies


A consistent brand identity can drive 23% higher revenue. DesignRush announced the top branding agencies that help businesses forge a powerful brand identity that lingers in customers’ minds.

MIAMI, Oct. 18, 2023 /PRNewswire/ — Ensuring a consistent brand image across all channels can enhance revenue by as much as 23%, according to Lucidpress. However, effective branding extends beyond logo design. It is crucial to partner with a reliable branding agency to foster a robust brand identity.

DesignRush, a B2B marketplace connecting businesses with agencies, selected the best branding agencies that help companies build brand identities that foster customer loyalty and maximize revenue potential.

The top branding agencies in October are:

  1. Axelerant – axelerant.com
    Expertise: Branding, Digital Design, Product Strategy, and more
  2. Vantage Creatives – vantagecreatives.com
    Expertise: Web Design, Print Design, Brand Identity, and more
  3. Puneet Sakhuja – puneet.ae
    Expertise: Branding, Graphic Design, Logo Design, and more
  4. Green Cap Media – greencapmedia.com
    Expertise: Digital Marketing, Branding, Copywriting, and more
  5. Mini Lini Studio – minilinistudio.com
    Expertise: Graphic Design, Print Design, Branding, and more
  6. Perspectiwitty – perspectiwitty.com
    Expertise: Branding, Social Media Marketing, Presentation Deck Design, and more
  7. The Bold Creative – theboldcreative.com
    Expertise: Art Direction, Brand Strategy & Identity, Film Production, and more
  8. Lotna – lotna.eu
    Expertise: Branding, Graphic Design, Logo Design, and more
  9. Groove Brand Experience – groovebrandexperience.com
    Expertise: Marketing Strategy, Branding, Graphic Design, and more
  10. Lighthouse Creative – lghce.com
    Expertise: Web Design, Photography, Branding, and more
  11. Jackie Brown Works – jackiebrown.works
    Expertise: Logo & Identity Design, Branding, Web Design, and more
  12. Studio Ostendo – ostendo.design
    Expertise: Brand Design, Brand Strategy, Photography, and more
  13. THD Lateral – thdlateral.cl
    Expertise: Digital Marketing, Branding, Communication Research, and more
  14. Pavlov – jubileumboeken.nl
    Expertise: Publishing, Content Marketing, Branding, and more
  15. Hot Market Media – hotmarketmedia.com
    Expertise: Digital Marketing, Branding, Social Media Management, and more
  16. OCEANONE Design – oceanonedesign.com
    Expertise: Email Marketing, Web Design, Branding, and more
  17. Palantis – palantis.fr
    Expertise: Brand Strategy, Visual Identity, Web Design, and more
  18. Dialog – dialogwith.us
    Expertise: Video Marketing, Branding Videos, Podcast Management, and more
  19. Blue Cube Marketing Solutions – 1bluecube.com
    Expertise: Public Relations, Communication Strategy, Branding, and more
  20. Base Beauty Creative Agency – basebeauty.com
    Expertise: Logo Design, Graphic Design, Branding, and more
  21. Optimized Webmedia – optimizedwebmedia.com
    Expertise: Branding, Web Design, Video Marketing, and more
  22. Edelleye Digital – edelleye.com
    Expertise: Photography, Branding, Online Advertising, and more
  23. Sugoi – sugoi.solutions
    Expertise: Influencer Marketing, Content Creation, Branding, and more
  24. Upsway Marketing – upswaymarketing.com
    Expertise: Branding, Graphic Design, Social Media Management, and more
  25. GCC Consulting – gccconsultinggroup.com
    Expertise: Logo Design, Branding, Videography, and more
  26. Redideo Studio – redideostudio.com
    Expertise: Influencer Marketing, Video Production, Brand Marketing, and more
  27. You’ll Enjoy – youll.be
    Expertise: Graphic Design, Branding, Web Design, and more
  28. Wilson Wings – wilsonwings.com
    Expertise: Branding, Print Design, Content Creation, and more
  29. MOTIF – wemotif.com
    Expertise: Visual Identity, Influencer Marketing, Branding, and more
  30. XAXs Corps – xaxscorps.com
    Expertise: Corporate Identity, Branding, Social Media Marketing, and more
  31. Highway 61 – highway-61.ch
    Expertise: Branding, Visual Identity, Graphic Design, and more
  32. AMP Talent Group – amptalent.com
    Expertise: Digital Marketing, Branding, Public Relations, and more
  33. ME BRAND – mebranddesign.com
    Expertise: Personal Brand Coaching, Branding, Logo Design, and more
  34. StudioRed – studiored.com
    Expertise: Product Design, Brand Design, Packaging Design, and more
  35. JA Design Studio – jadesignstudio.pt
    Expertise: Graphic Design, Photography, Branding, and more

Brands can explore the top branding agencies by location, size, average hourly rate, and portfolio on DesignRush.

About DesignRush:

DesignRush.com is a B2B marketplace connecting businesses with agencies through expert reviews and agency ranking lists, awards, knowledge resources, and personalized agency recommendations for vetted projects.

Media Contact

Rizelle Leano, DesignRush, 8008565417, [email protected], https://www.designrush.com/

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SOURCE DesignRush