6 Ways To Fight Seasonal Allergies With a Flexible Spending Account or Health Savings Account


It’s estimated that the average person with seasonal allergies spends more than $16,000 over their adult life to pay for treatments that will relieve their symptoms. These high costs shouldn’t get in the way of people living their healthiest lives and being able to enjoy all of the seasons.

More than 81 million Americans who suffer from chronic seasonal allergies could be in for a long haul this year – and in the years to come – as warmer temperatures are leading to prolonged pollen seasons and more intense symptoms for allergy sufferers. Health-E Commerce, parent brand to online marketplaces FSAstore.com and HSAstore.com, is on a mission to bring relief to those with seasonal allergies by educating them on how to use tax-free flexible spending account (FSA) or health saving account (HSA) funds to pay for allergy treatments.

“It’s estimated that the average person with seasonal allergies spends more than $16,000 over their adult life to pay for treatments that will relieve their symptoms. These high costs shouldn’t get in the way of people living their healthiest lives and being able to enjoy all of the seasons,” said Preston Farrington, CEO, Health-E Commerce. “At Health-E Commerce, we’re trying to increase awareness of the broad eligibility of FSAs and HSAs so consumers can find some relief by using tax-free healthcare dollars to pay for products and services to better manage seasonal allergies.”

According to the experts at Health-E Commerce, here are six ways to use FSA and HSA funds to treat seasonal allergies.


  • Over-the-counter medication. Many account holders are already spending money on popular brand-names such as Zyrtec, Claritin, and Benadryl, but may not realize these products are eligible under their FSA or HSA. As a result, they are missing out on tax savings when purchasing these products. Those looking to make an extra impact with their tax-free health dollars should consider Caring Mill™ Allergy Relief Loratadine Tablets, as a portion of proceeds for every Caring Mill product is donated to the Children’s Health Fund.
  • Allergy testing. Understanding what may be triggering allergies is an important step in treating symptoms. Allergy testing is fully eligible under an FSA or HSA, making it possible for consumers to learn which irritants to avoid so they can mitigate their effects.
  • Nasal sprays and irrigation kits. Nasal sprays are used to treat allergy symptoms such as inflammation, congestion, runny nose, or sneezing. Products like Flonase Allergy Relief Spray and Navage Saline Nasal Irrigation Deluxe Kit can help allergy sufferers breathe easier.
  • Eye drops. Red, irritated eyes or watery eyes are among the many frustrating symptoms of seasonal allergies. Fortunately, eye drops such as the Visine Red Eye Total Comfort Multi-Symptom Eye Drops, can provide relief.
  • Headache relief. The body’s reaction to allergies can create throbbing, intense headaches. While over-the-counter medications like Tylenol can be used to treat allergy headaches, consumers can also use FSA and HSA funds to purchase drug-free options like the Intellinetix Headache Band.
  • Air filters. With a letter of medical necessity, which can be secured by a physician, account holders may be able to use FSA or HSA funds to eliminate allergens in their home with the help of air filters or purifiers. Talk with your FSA or HSA administrator to find out if this is an option with your plan.

For additional help finding allergy relief products and clinical services, use the online eligibility list at FSA Store or HSA Store. To read more about seasonal allergies and FSA- or HSA-eligible treatments, visit the FSAstore.com Learning Center.

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About Health-E Commerce

Health-E Commerce is the parent brand to FSA Store, HSA Store and WellDeservedHealth, a family of online marketplaces that serve the 70+ million consumers enrolled in pre-tax health and wellness accounts. The company also created Caring Mill, a popular private-label line of health products that benefits Children’s Health Fund and enables customers to make a donation with each purchase. Since 2010, the Health-E Commerce brands have led the direct-to-consumer e-commerce market for exclusively pre-tax health and wellness benefits. Health-E Commerce plays an essential role in expanding product eligibility for important new categories within the list of eligible medical expenses.

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